Rocket Money

Staff ML Engineer, Product

San Francisco, California, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Staff Machine Learning Engineer

About Rocket Money đź”®

Rocket Money's mission is to empower people to live their best financial lives. Rocket Money offers members a unique understanding of their finances and a suite of valuable services that save them time and money – ultimately giving them a leg up on their financial journey.

About the Team 🤝

Machine Learning Engineers at Rocket Money further our mission by building products that deepen customer relationships with our many financial products. Our work ranges from transaction enrichment to personalization to cross-functional tools that support various AI product initiatives. We work closely with product teams to develop features that help customers understand, track, and improve their personal finances. We have a strong preference for team players that are comfortable collaborating across teams, know how to support strategy with ML and AI powered user experiences, can deliver scalable and high quality user experiences, and understand the effects of their products on end users. At the Staff level, Machine Learning Engineers are expected to build broad expertise into our products and the ML solutions that power them as well as drive technical progress for the team.

About the Role 🤹

As a Staff Machine Learning Engineer at Rocket Money, you will be at the forefront of our ML and AI product development, bringing your expertise to design, implement, and maintain sophisticated ML systems that drive our product experiences. You will:

  • Lead the architecture and development of complex AI and ML powered features across Rocket Money's product suite, proactively identifying technical challenges before they become issues.
  • Design, implement, and maintain robust evaluation frameworks. You ensure that ML/AI systems can be constantly improved and create frameworks so that others can do the same.
  • Develop novel new product experiences that you are uniquely positioned to enable for users. Help Rocket Money capitalize on its unique dataset and scale. Guide others to help generate impact through effective technical leadership and partnership with product.
  • Own end-to-end development and implementation of ML and AI product features in collaboration with cross-functional product development teams. Rigorous technical critique and oversight coupled with effective communication of business impact are musts.
  • Provide technical mentorship, fostering an environment where everyone can contribute to high-impact work. You will raise the level of everyone around you.

Potential Projects:

  • Develop comprehensive evaluation and ML Ops frameworks that enable systematic assessment of model performance, supporting rapid iteration and improvement of AI/ML product features.
  • Scale transaction metadata generation systems to billions of financial transactions in a consumer-facing app. Implement AI-assisted transaction management and personalization features such as personalized categories, income and rent detection, and subscription identification.
  • Implement effective user feedback mechanisms that enable measurement of ML feature product quality and constant improvement.
  • Architect user-facing predictive features that depend on fast-moving and large-scale user transaction data.

About You 🦄

  • 8+ years of professional experience in machine learning engineering or data science roles, with a proven track record of designing and implementing ML systems at consumer tech scale and speed.
  • Extensive hands-on experience integrating ML and AI methods into production workflows, including creating evaluation tooling and effective user feedback mechanisms to support rapid product development cycles and systematic model evaluation.
  • Experience with prompt engineering and management, creating robust systems for testing and optimizing LLM-based applications.
  • Expert-level proficiency in Python, SQL, and at least a handful of common ML frameworks. Working TypeScript knowledge is a plus. You understand ML methods at a fundamental level - deep experience in NLP techniques is...

Skills

Machine Learning
AI
Product Development
Architecture
Evaluation Frameworks
Scalability
Data Analysis
Python
Cloud Platforms

Rocket Money

Personal finance management mobile application

About Rocket Money

Rocket Money helps individuals manage their personal finances through a mobile application that offers various tools for financial management. Users can access services like bill negotiation, subscription management, budgeting, credit score monitoring, and smart savings, all aimed at helping them save money and track their spending. Unlike many competitors, Rocket Money focuses on a member-centric approach, maintaining communication with users to tailor services to their needs. The company generates revenue through subscription fees and a percentage of savings from negotiated bills. The goal of Rocket Money is to empower people to achieve their financial goals while ensuring data security through advanced encryption.

Los Angeles, CaliforniaHeadquarters
2015Year Founded
$437.7KTotal Funding
SEEDCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Health, dental, & vision coverage
Unlimited PTO
Competitive pay
Daily catered lunch
401k matching
Commuter benefits
Unlimited snacks & kombucha on tap
Life insurance

Risks

Increased competition could erode Rocket Money's market share in subscription management.
Credit card launch exposes Rocket Money to potential credit risk and regulatory scrutiny.
Economic downturns may reduce demand for premium financial services, affecting revenue.

Differentiation

Rocket Money offers a comprehensive suite of financial management tools in one app.
The platform's bill negotiation service provides unique savings opportunities for users.
Rocket Money's focus on data security sets it apart in the fintech industry.

Upsides

High app store ranking indicates strong user engagement and growth potential.
Positive reception of new credit card suggests expansion opportunities in credit services.
Growing demand for digital financial management boosts Rocket Money's market potential.

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