Visa

Sr Product Manager, Revolving Credit Services

São Paulo, State of São Paulo, Brazil

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Biotechnology, Banking, PaymentsIndustries

Company Description

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024. Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards. Pismo’s 500+ employees are located in more than 10 countries around the world.

Job Description

  • Identify needs for new products and features, relating them to internal, market and customer demands
  • Build and ensure the squad follows the roadmap, using contributions from internal and external stakeholders as input, aligned with the company's strategy
  • Conduct regular discovery and continuous discovery, to ensure evolution of functionalities, products and platform based on external and internal mapping
  • Deliver concise, unambiguous user stories and epics, design user workflows and map interaction data in user workflows
  • Write a product requirements document
  • Be the focal point to clarify questions about the product or even change the feature when the engineering team identifies any inconsistency during development
  • Master the feature being requested, avoiding conflict with existing feature or past requests
  • Discuss restful apis, events, microservices and cloud architecture with the engineering team and other Pismo teams
  • Perform SQL queries, extracting information from databases without the need to consult the engineering team
  • Lead discovery to delivery of products and features to guarantee quality and requirement deliverables
  • Ensure that all efforts are refined and planned to accommodate the priorities elected by the executive committee and the product evolution plan
  • Negotiate with internal and external stakeholders, do necessary tradeoffs to achieve the strategic company objectives, following the minimum friction philosophy
  • Cultivate the ability to communicate with internal and external clients to listen and communicate needs and priorities, in addition to identifying points for improvement

Qualifications

Minimum Qualifications

  • The candidate needs to be based in Brazil
  • Advanced English (speaking)
  • Experience as a Product Manager
  • Experience with financial market
  • Experience working in debt recovery
  • Knowledge in rest api (can do requests through application such as Postman)
  • Experience with SQL queries
  • Experience in agile methodology
  • Knowledge in Financial Math
  • Knowledge in Microservices and events architecture

Desirable Qualifications

  • Desirable experience in revolving credit card product and cards market
  • Desirable previous experience as a developer (will help with the TL discussions)
  • Desirable Revolving Credit Product outside Brazil

Additional Information

Location Type

  • Remote

Employment Type

  • Full-time

Additional Details

  • Department: Product/Solutions Management
  • Industry: Information Technology And Services
  • Function: Product Management
  • Experience Level: Mid-Senior

Note: This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Skills

Product Management
Roadmap Development
User Stories
Epics
Product Requirements Document (PRD)
RESTful APIs
Microservices
Cloud Architecture
SQL
Database Querying
Stakeholder Management
Agile Methodologies

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

Land your dream remote job 3x faster with AI