Senior Product Manager, Financial Platform

Position Overview

• Location Type: Remote
• Job Type: Full-Time
• Salary: $138K - $222K

Dave is a leading US neobank and a pioneer in financial services, using disruptive technology to provide best-in-class banking services to millions of members. The Financial Platform team is responsible for building and maintaining the financial infrastructure that powers all of Dave’s financial products, ensuring high availability, low-latency, and cost-efficiency. This role focuses on developing the next generation of Dave’s banking platform, specifically enhancing banking integration with processing partners and developing Bank Rails infrastructure for seamless integration with new partners. The Sr. Product Manager will drive platform initiatives from inception to execution, identifying opportunities to consolidate and enhance capabilities, driving adoption, and anticipating future needs.

Requirements

• 4+ years of experience as a Product Manager or equivalent product experience.
• Over three years of experience in the financial technology industry, preferably with digital banks or issuing platforms.
• 3+ years of work experience in building feature-rich banking user experience using a sponsor bank and 3rd party partners.
• Deep expertise with ACH processing, NACHA protocol, and return m

Responsibilities

• Develop a banking platform strategy and roadmap to align with Dave’s overall business and product roadmap.
• Leverage expertise in sponsor bank integrations, user migrations, card issuance, and payment processing to shape the banking platform strategy.
• Partner with Dave’s line of business owners to support their strategy and roadmap and enable product expansion and business growth.
• Come up with innovative solutions with the adoption of the latest payment technology to solve customer pain points.
• Collaborate closely with third-party partners and vendors to enhance platform performance, develop new products, and improve user experience.
• Responsible for managing Dave’s banking processing costs, tracking vendor expenses, and identifying opportunities to reduce costs and improve variable margin.
• Rally with cross-functional stakeholders to align goals, strategy, and roadmap.
• Communicate, coordinate, and work closely with the banking platform squad and other product and engineering teams to drive the end-to-end product development life cycle.
• Conduct product discovery, articulate business and member values, and develop thorough product requirements.

Company Information

• Who we are: Dave is one of the leading US neobanks and a pioneer in financial services, using disruptive technology to provide best-in-class banking services to millions of members at a fraction of the cost compared to incumbents.
• The team and role: The Financial Platform team at Dave is responsible for building and maintaining the financial infrastructure that powers all of Dave’s financial products.