[Remote] Software Engineer - Risk at Mercury

New York, New York, United States

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Risk ManagementIndustries

Requirements

2–5 years of practical experience building product features across backend and frontend
Experienced with, or excited to learn, frontend stack: React, TypeScript, Redux
Experienced with, or excited to learn, backend stack: Haskell, Yesod, Persistent, Postgres (prior Haskell not required—curiosity and sound engineering are)
Ownership and follow-through: Pick up well-scoped tasks, ask good questions, land changes that stick, take pride in tidy PRs and incremental delivery
Full-stack development: Implement UI components and flows, build or refine backend APIs and data models, keep a close eye on reliability and performance
Technical design and documentation: Contribute to design docs, write clear RFCs when needed, add the right tests and metrics to make changes safe
Cross-team collaboration: Partner with other engineers, product, design, and risk operations to deliver thoughtful and impactful solutions
Communicates clearly, balances tradeoffs thoughtfully, and cares about tests, observability, and readable code

Responsibilities

Contribute features across the stack that make investigators’ execution faster, decisions clearer, and operations smoother
Collaborate closely with design, product, and risk operations
Grow impact by owning well-scoped tasks end-to-end

Skills

Key technologies and capabilities for this role

Full-stack developmentUI componentsBackend APIsData modelsTechnical designDocumentationRFCsTestingMetricsPRsCross-team collaboration

Questions & Answers

Common questions about this position

What is the base salary range for this Software Engineer role?

The target new hire base salary ranges for US employees are provided, though the exact figures are cut off in the description. Offers are based on experience, expertise, geographic location, and internal pay equity.

What does the total rewards package include?

The total rewards package includes base salary, equity (stock options), and benefits, with salary and equity ranges highly competitive in the SaaS and fintech industry.

Is this a remote position, or is there a location requirement?

This information is not specified in the job description.

What technical skills are required for this role?

The role requires 2–5 years of experience building product features across backend and frontend, with experience or excitement to learn React, TypeScript, Redux for frontend, and Haskell, Yesod, Persistent, Postgres for backend.

What makes a strong candidate for this position?

A strong candidate demonstrates ownership and follow-through, full-stack development skills, technical design and documentation abilities, cross-team collaboration, clear communication, and a focus on tests, observability, and readable code.

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters

2017Year Founded

$146.8MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health, dental, & vision

Custom equipment setup

401(K) matching

12+ weeks paid parental leave

Book budget

Wellness benefits

Grocery budget

Paid lunch

Personalized callsign

Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.

Integration challenges from the Teal acquisition could disrupt services.

Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.

The company provides integrated financial management tools, enhancing startup operational efficiency.

Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.

The acquisition of Teal enhances Mercury's financial management offerings for startups.

Mercury Personal expands market reach by attracting tech-savvy individuals.

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