[Remote] Software Engineer II (Risk) at Acorns

Remote

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial TechnologyIndustries

Requirements

3+ years of professional software development experience
Hands-on experience with cloud platforms such as AWS, GCP, or Azure
Proficiency in one or more programming languages, such as Python, Java, or Kotlin
Experience with microservices architecture and RESTful API design
Familiarity with database technologies (SQL and NoSQL)
Strong problem-solving skills and the ability to work independently or as part of a team
Excellent communication and collaboration skills
Previous experience working on a Fraud/Risk platform team is preferred
Experience with Databricks is preferred

Responsibilities

Design, build, and maintain scalable, reliable, and secure microservices and APIs for the Risk Platform
Collaborate with product managers, designers, and other engineering teams to define and deliver new features
Write clean, well-tested, and maintainable code in a fast-paced environment
Contribute to all phases of the software development lifecycle, from ideation to deployment and support
Troubleshoot and resolve complex technical issues related to the platform
Help mentor junior engineers and contribute to a culture of continuous learning and growth

Skills

Key technologies and capabilities for this role

MicroservicesAPIsSoftware DesignSoftware DevelopmentTestingTroubleshootingRisk ManagementCompliance

Questions & Answers

Common questions about this position

Is this position remote?

Yes, Acorns is a remote-first organization, offering the flexibility to work remotely while providing optional access to office space in Irvine, CA.

What programming languages or technical skills are required?

The role requires 3+ years of professional software development experience, hands-on experience with cloud platforms such as AWS, GCP, or Azure, proficiency in one or more programming languages such as Python, Java, or Kotlin, experience with microservices architecture and RESTful API design, and familiarity with database technologies (SQL and NoSQL).

What are Acorns' company values?

Acorns' values include Lead With Heart, Make Bold Decisions, Always Build Trust, Never Stop Growing, and Find a way, guiding their mission to deliver financial wellness.

What is the salary or compensation for this role?

This information is not specified in the job description.

What makes a strong candidate for this position?

Strong candidates have 3+ years of software development experience, proficiency in relevant technologies, strong problem-solving and communication skills, and passion for Acorns' mission; you are not expected to have experience with all listed requirements.

Acorns

Micro-investing platform for everyday users

About Acorns

Acorns simplifies investing for everyday people, particularly those new to investing or preferring a hands-off approach. Its main product is a micro-investing platform that allows users to invest spare change from everyday purchases. For instance, if a user buys a coffee for $2.50, Acorns rounds up the purchase to $3.00 and invests the $0.50 difference. This makes investing accessible for those without large sums to invest upfront. Acorns also offers retirement accounts, checking accounts, and educational resources to help users make informed financial decisions. Unlike many competitors, Acorns operates on a subscription model, charging users a monthly fee based on the level of service. The company also partners with brands to provide cashback rewards that are automatically invested into users' accounts. Acorns aims to make investing easy and accessible, helping clients grow their financial knowledge and wealth.

Irvine, CaliforniaHeadquarters

2012Year Founded

$491.2MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Healthcare

401(k)

Equity

Competitive Compensation

Flexible Paid Time Off

Learning & Development

Wellness

Flexible Work Hours

Quarterly Team Outings

Personal Development Plans

Annual Compensation Reviews

Recognition

Risks

Increased BNPL usage among Gen Z may reduce their investment capacity with Acorns.

Unpredictable IPO market could affect Acorns' public offering plans and valuation.

Privacy concerns may hinder adoption of Acorns' payment solution for kids.

Differentiation

Acorns offers micro-investing by rounding up purchases to invest spare change.

Partnerships with Vanguard and BlackRock provide Acorns users access to diversified portfolios.

Acorns collaborates with financial experts like Suze Orman for trusted financial advice.

Upsides

Acorns plans to go public, potentially increasing its market presence and resources.

The 'great wealth transfer' could expand Acorns' user base among younger investors.

Collaboration with Google Wallet targets younger audiences, enhancing long-term customer retention.

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