Software Engineer
Kunai$155,000 - $180,000/year
Full Time
Senior (5 to 8 years)
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries
Requirements
Candidates should have at least 2 years of experience building backend systems at scale using Kotlin or Java. Familiarity with distributed systems, AWS, MySQL, and Kubernetes is required, along with proficiency in SQL and experience in data-rich environments. Experience in FinTech or a regulated environment is a plus. The ideal candidate can take a problem from concept to solution, write clear and well-tested code, navigate large codebases, debug, and provide code reviews. Strong ownership of growth, proactive feedback seeking, and excellent verbal and written communication skills are essential.
Responsibilities
The Software Engineer II will break down large projects into manageable tasks, deliver work in phases, and collaborate with others for timely delivery. They will support the product development lifecycle by participating in ideation, articulating technical constraints, and making decisions that consider risks and trade-offs. Responsibilities include supporting the operations and availability of team artifacts through metrics monitoring, escalation, and on-call duties. Contributing to team community through growth and development activities, including participation in the interview process, is also expected.
Skills
Backend Systems
Kotlin
Java
Distributed Systems
AWS
MySQL
Kubernetes
SQL
Data-rich environments
FinTech
Problem-solving
Metrics
On-call support
Affirm
Provides buy now, pay later financing solutions
About Affirm
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.
San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.
Risks
Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.
Differentiation
Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.
Upsides
Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.
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