Senior Underwriter Accident & Health at AIG

Stockholm, Stockholm County, Sweden

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

InsuranceIndustries

Requirements

Good level of verbal and written language skills in one Nordic language and in English
Knowledge of underwriting concepts, practices, and procedures
Strong market knowledge and network with key brokers within the A&H area
Analytical and quantitative skills
Strong influencing, negotiation, and communication skills
Well-organized and able to work independently to "own" their book of business
Proficient experience with Microsoft Office including experienced user of Excel
University degree or equivalent qualifications
Several years of proven relevant experience
Positive and proactive individual with great attitude, strong social skills, personal structure, and high quality in work output
Thrives in ambiguous environments, works without much direction but as part of a team

Responsibilities

Achieve the budgeted growth and profitability objectives set for the department
Develop, support and execute business strategies to reach team KPIs, including product development initiatives
Responsible for several multinational clients from an underwriting standpoint working closely with both external and internal parties in a truly international environment
Underwriting and handling of accounts as well as portfolio and product line analysis
Review, analysis and development of insurance conditions and portfolio performance
Drive new sales initiatives and contribute to the profitable growth in cooperation with our Distribution team
Develop and maintain strong working relationships with internal and external business partners
Meet renewal retention goals through strong negotiation and communication skills
Continually identify and develop best practices and procedures
Handle all sizes of commercial clients from SME facilities to multinational accounts covering products like Business Travel Accident Insurance, Expatriate Insurance, Group Personal Accident Insurance and other people insurance products

Skills

Underwriting

Accident & Health Insurance

Portfolio Analysis

Risk Management

Multinational Underwriting

Business Travel Accident Insurance

Expatriate Insurance

Group Personal Accident Insurance

Product Development

Business Strategy

Sales Initiatives

AIG

Global insurance provider for individuals and businesses

About AIG

AIG provides a variety of insurance products and services aimed at individuals, families, and businesses. Their offerings include life insurance, retirement planning, and commercial insurance, which help clients manage risk and protect their assets. AIG operates by underwriting insurance policies and managing risk, while also investing the premiums collected to generate income. This company stands out from competitors by not only focusing on traditional insurance but also emphasizing cybersecurity and data protection to keep clients' information safe. AIG's goal is to help clients achieve financial security and peace of mind through comprehensive insurance solutions.

New York City, New YorkHeadquarters

1919Year Founded

IPOCompany Stage

Cybersecurity, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision coverage

Flexible Spending Accounts (FSA)

401(k)

PTO

Commuter Expense Reimbursement Account

Risks

Sale of personal travel business may reduce AIG's market presence in travel insurance.

Expansion in Atlanta could pose financial risks if expected growth does not materialize.

Deconsolidation of Corebridge Financial might lead to loss of synergies and increased costs.

Differentiation

AIG offers a wide range of insurance products globally, serving diverse client needs.

Corebridge Financial, a subsidiary, enhances AIG's offerings in retirement planning and financial futures.

AIG emphasizes cybersecurity and data protection, ensuring clients' information remains secure.

Upsides

AI adoption in underwriting and claims processing enhances efficiency and reduces costs for AIG.

InsurTech partnerships offer AIG opportunities to enhance digital capabilities and drive innovation.

Telematics and usage-based insurance allow AIG to offer personalized and flexible products.

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