Senior Software Engineer, Backend (Financial Engines)
Human Interest- Full Time
- Senior (5 to 8 years)
Description: Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is looking for a Senior Staff Software Engineer to take on a key role in defining the technical direction and foster innovation across the Checkout engineering organization. You’ll collaborate with engineering leaders, cross-functional teams, and stakeholders to build scalable, reliable, and high-performing solutions. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability, leadership skills, strong cross-functional communication, and a creative mindset. Checkout is responsible for shaping customer experience across the journey from first touch to finalizing a purchase. In this role, you will need to gain a deep understanding of the business, product, and engineering context, and utilize that context to define the requirements, vision, and roadmap of the Checkout area. You will lead the team to influence and align with business stakeholders and engineering partners, and deliver the vision over multiple years in incremental milestones.
Provides buy now, pay later financing solutions
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.