Senior Software Engineer at EarnIn

Mexico City, Mexico City, Mexico

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

4+ years of development experience in Software Engineering
Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience
Proficient in at least one JVM programming language, such as Java, Kotlin
Experience with at least one major framework like Spring, Spring Boot
Hands-on experience working with SQL databases like Postgres or MySQL
Hands-on experience working in cloud environments: AWS, GCP, or Azure
Hands-on experience with data technologies such as Kafka, AWS SNS/SQS, AWS Kinesis
Experience with continuous integration and delivery tools
Experienced in developing and executing functional and integration tests
Excellent written and verbal communication skills
Ability to thrive in a fast-paced, dynamic environment and have a bias towards action and results
Experience with Kubernetes and microservice architecture (strong plus)

Responsibilities

Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code
Make a meaningful impact on the lives of our community members
Collaborate with other engineers from many different teams that integrate with the Finance Platform
Care passionately about producing high-quality, efficient designs and code
Constantly learning about new technologies and industry standards

Skills

JVM

AWS

Event-Driven Architecture

Backend Development

Platform Engineering

Software Design

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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