[Remote] Principal Software Engineer (Java and Spring Boot) at Empower

San Antonio, Texas, United States

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Not SpecifiedCompensation

N/AExperience Level

N/AJob Type

Not SpecifiedVisa

N/AIndustries

Requirements

7+ years of expertise in Java, Spring Boot microservices, and Cloud Native technologies
2+ years of experience in a lead or principal capacity
Bachelor’s degree in computer science or related field
Authorized to work for any employer in the U.S

Responsibilities

Architecting and implementing complex software solutions
Driving technical excellence
Providing guidance on major engineering projects
Shaping the technical roadmap and strategy of the organization
Design and development of new features
Improvements to existing code
Code release and deployment
Maintenance of the applications
Providing technical leadership to the team
Leading design finalization, code reviews, and resolving production support and maintenance issues
Mentoring technical members of the team
Contributing to the development of coding standards, best practices, and guidelines
Collaborating with stakeholders to define and execute the technical roadmap
Staying informed about emerging technologies and industry trends
Leading domain modelling designs
Responsible for production on-call duties
Producing high quality design documentation

Skills

Empower

Personal finance management and credit building

About Empower

Empower.me provides personal finance management and credit building services through a subscription model. Users can sign up for a 14-day free trial, after which they pay $8 per month for access to various financial tools. These tools include customizable payment plans, budgeting features, and credit score monitoring. A key aspect of Empower.me is its focus on helping users build credit by reporting their payments to credit bureaus, which can enhance their credit history if payments are made on time. Additionally, Empower.me offers a Thrive line of credit, which involves a soft inquiry on the user's credit report, ensuring that their credit score remains unaffected during the application process. Unlike many competitors, Empower.me specifically targets individuals with no minimum credit score, aiming to improve their financial health and savings.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$96.8MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Generous equity package

Full healthcare benefits

Unlimited PTO

Technology expense reimbursement

Work from anywhere

Risks

Increased competition from fintech companies like Chime and Varo could impact market share.

Integration challenges from acquisitions may disrupt operations and delay strategic goals.

Regulatory scrutiny on credit services could increase compliance requirements and costs.

Differentiation

Empower offers a unique subscription-based model for financial management tools.

The company focuses on credit building by reporting payments to credit bureaus.

Empower's Thrive line of credit involves a soft inquiry, not affecting credit scores.

Upsides

Acquisition of Petal and Cashalo expands Empower's product offerings and customer base.

Increased demand for financial literacy tools among millennials and Gen Z benefits Empower.

Growing interest in alternative credit scoring aligns with Empower's mission for underserved consumers.

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