Senior Backend Engineer
WorkdaySalary not specified
Full Time
Senior (5 to 8 years), Junior (1 to 2 years)
$207,000 – $253,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
FintechIndustries
Requirements
- 4+ years of software engineering experience, with a track record of delivering scalable backend solutions
- Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience
- Experience working in microservices architectures, designing and building distributed systems
- Proficiency in at least one modern backend programming language, with the ability to adapt to multiple technologies (Java, Kotlin, C#, Python)
- Strong expertise in SQL databases (NoSQL systems a plus)
- Experience in fintech or building 0-to-1 products, focusing on system scalability and flexibility
- Experience designing architectures that enable rapid iteration, either from early-stage product development or within Research & Development
- Thrive in uncertainty, excel at defining technical solutions in ambiguous environments, and collaborate closely with Product teams
- Hybrid position in Mountain View requiring in-office work 2 days a week
Responsibilities
- Design and implement new features, breaking down complex problems into elegant, scalable, and maintainable solutions
- Architect and maintain robust microservices integrations, leveraging REST/gRPC APIs and event-driven messaging patterns (events/queues) to build flexible and extensible systems
- Collaborate with Product teams to define technical solutions in ambiguous environments, ensuring backend architectures support rapid product iteration and expansion
- Ensure scalability and performance by developing services designed to handle high-throughput and real-time transaction processing
- Proactively identify and mitigate risks, ensuring backend systems remain secure, reliable, and resilient
- Mentor and guide engineers, providing technical leadership through design reviews, code reviews, and architectural guidance
- Develop test automation to enable continuous integration and deployment, maintaining high development velocity
- Debug and troubleshoot production issues, working across multiple stack levels to maintain service stability
- Work closely with cross-functional teams, including data science, product, analytics, and marketing, to ensure backend services align with business objectives
Skills
Key technologies and capabilities for this role
Questions & Answers
Common questions about this position
What is the salary range for this Senior Software Engineer position?
The base salary range is $207,000 - $253,000 plus equity and benefits. Salary ranges are determined by role, level, and location.
Is this a remote position, or does it require office work?
This is a hybrid position in Mountain View (Headquarters) requiring in-office work 2 days a week.
What skills and experience are required for this role?
The role requires experience designing scalable architectures, building microservices with REST/gRPC APIs and event-driven patterns, handling high-throughput transaction processing, and thriving in ambiguous environments. Ideal candidates have fintech or 0-to-1 product experience, plus skills in test automation, debugging, and mentoring.
What is the work environment like at EarnIn?
EarnIn fosters a collaborative environment where engineers thrive in uncertainty, work closely with Product teams in ambiguous settings, and provide technical leadership through mentoring and reviews as part of fast-growing Early Bets initiatives.
What makes a strong candidate for this Senior Backend Engineer role?
Strong candidates have experience in fintech or building 0-to-1 products, excel in ambiguous environments, can design scalable architectures for rapid iteration, and have backgrounds in early-stage software or R&D for new technologies.
EarnIn
Provides early wage access without fees
About EarnIn
Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.
Palo Alto, CaliforniaHeadquarters
2012Year Founded
$184.9MTotal Funding
SERIES_CCompany Stage
FintechIndustries
201-500Employees
Benefits
Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.
Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.
Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.
Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).
Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.
Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.
Risks
Legal challenges from deceptive lending allegations could harm Earnin's reputation.
Increased competition in early wage access may impact Earnin's market share.
Reliance on voluntary contributions may not sustain long-term revenue.
Differentiation
Earnin offers fee-free early wage access, unlike traditional payday loans.
Users choose their payment amount, fostering a community-driven financial model.
Balance Shield feature provides automatic deposits to prevent overdrafts.
Upsides
Earnin has facilitated over $15 billion in earnings access since 2013.
Recognition as Best Payments App highlights Earnin's fintech innovation.
Partnerships with gig platforms could expand Earnin's user base.
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