Affirm

Senior Software Engineer, Backend (Batch Infrastructure)

United States

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Job Description

Company Information

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Position Overview

The vision for the Batch Infra team @ Affirm is to provide reliable, scalable, self-serve, and Affirm-optimized compute solutions to enable ML, Product, and Financial Engineering success. Our team is responsible for building and maintaining a compute platform that serves as a backbone for processing various business-critical batch workloads at Affirm through a wide suite of scheduled and on-demand compute solutions built on the cloud. Affirm is growing rapidly, and so is the need for reliable and high-availability frameworks. If solving infrastructure challenges at scale excites you, come join us!

Responsibilities

  • Ownership and Delivery: Own and deliver quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring everyone is supported throughout delivery.
  • Collaboration: Support peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • Problem Solving: Proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them.
  • Operations and Availability: Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
  • Culture of Quality: Foster a culture of quality and ownership on your team by setting or improving code review and design standards for your team, and advocating for them beyond your team through writing and tech talks.
  • Talent Development: Help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

  • 4+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.
  • A track record of developing highly available distributed systems using technologies like AWS, MySQL, and Kubernetes.
  • Experience building and managing Workflow Orchestration frameworks like Airflow, Flyte, Prefect, Temporal, Luigi, etc.
  • Experience with or working knowledge for efficiently scaling frameworks like Spark/Flink for extremely large scale datasets on Kubernetes.
  • Experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple, and extensible design.
  • Ability to write high-quality code that is easily understood and used by others.
  • Proficiency at making significant changes in a large codebase, and experience developing a suite of tools and practices that enable you and your team to do so safely.
  • Demonstrated ownership of personal growth, proactively seeking feedback from your team, manager, and stakeholders.
  • Strong verbal and written communication skills that support effective collaboration with our global engineering team.
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Compensation & Benefits

  • Base Pay Grade: N
  • Equity Grade: 8
  • Pay Structure: Affirm focuses on a simple and transparent pay structure based on location, experience, and job-related skills. Employees new to Affirm typically start at the beginning of the pay range.
  • Total Compensation: Includes base pay, equity rewards, monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents).
  • USA Base Pay Range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000
  • USA Base Pay Range (all other U.S. states) per year: $169,000 - $219,000

Location Type

#LI-Remote

Employment Type

Skills

backend development
batch infrastructure
cloud computing
ML
product engineering
financial engineering
compute platform
high availability frameworks
code review
design standards
metrics monitoring
on-call support

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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