Affirm

Senior Software Engineer, Backend (Batch Infrastructure)

United States

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Requirements

Candidates should have 4+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin. A track record of developing highly available distributed systems using technologies like AWS, MySQL, and Kubernetes is required. Experience building and managing Workflow Orchestration frameworks (e.g., Airflow, Flyte, Prefect, Temporal, Luigi) and scaling frameworks like Spark/Flink for large datasets on Kubernetes is necessary. Experience defining technical plans for significant feature delivery, writing high-quality code, making changes in large codebases safely, and taking ownership of personal growth are essential. Strong verbal and written communication skills are also required, along with either equivalent practical experience or a Bachelor's degree in a related field.

Responsibilities

The Senior Software Engineer will own and deliver quarterly goals, lead engineers through ambiguity to solve open-ended problems, and support team members. They will collaborate with product management, design, and analytics to articulate technical constraints and make informed decisions. Responsibilities include proactively identifying and solving project, process, technology, or business issues. The engineer will also support the operations and availability of team artifacts by creating and monitoring metrics, escalating issues, and participating in on-call efforts. Fostering a culture of quality and ownership by setting code review and design standards, and advocating for these standards beyond the team are key duties. Additionally, the role involves developing team talent through feedback, guidance, and leading by example.

Skills

backend development
batch infrastructure
cloud computing
ML
product engineering
financial engineering
compute platform
high availability frameworks
code review
design standards
metrics monitoring
on-call support

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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