Senior Product Manager, Consumer at Clair

New York, New York, United States

Clair Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
FintechIndustries

Requirements

  • 4+ years of product management or related product design experience, with a focus on consumer fintech, neobanking, or other regulated products strongly preferred
  • Strong understanding or comfort with lending systems, underwriting, and risk management frameworks is highly preferred
  • Experience working with compliance, finance, and legal teams in highly regulated environments
  • Comfort with advocating a product or roadmap, especially upwards within a company
  • Proficiency in data-driven decision-making and analytics, as well as experience working with data teams
  • Excellent communication and stakeholder management skills - you’ve likely built and iterated on project management or product design processes
  • A strong sense of accountability, with the ability to take initiative and drive meaningful impact
  • Ability to execute and iterate quickly in a fast-paced startup environment, including a demonstrated ability to do initiative viability analysis quickly
  • Experience with onboarding consumers to fintech products
  • Experience working with design or customer research teams
  • Experience working with go-to-market teams for new products
  • Hybrid position based out of New York City, requiring office presence at least three days a week (Tuesdays, Wednesdays, & Thursdays) with additional days on occasion for client meetings

Responsibilities

  • Define and execute the product roadmap for a consumer-facing fintech product, ensuring alignment with business goals
  • Think deeply about our user feedback and user behavior, as well as pushing for new data collection means when necessary
  • Work closely with our data and support teams to ensure clarity of consumer understanding, education, and satisfaction
  • Drive continuous improvements within onboarding and help launch new products within the context of our lending ecosystem
  • Collaborate with stakeholders such as partner managers, operations, and data to quickly identify frustrating gaps in Clair’s product offerings or experiences
  • Work as a user advocate and bring the ‘voice of the customer’ to the product roadmap and product build conversations
  • Analyze data and market trends to inform decision-making and identify opportunities for innovation or new business lines
  • Operate with a startup mindset, embracing uncertainty and finding creative yet practical solutions to complex problems
  • Oversee the work of a sizable development team while constantly collaborating with design, finance, regulatory, and sales functions

Skills

Product Roadmap
Fintech Products
Consumer Onboarding
User Research
Data Analysis
Go-to-Market
Regulatory Compliance
Lending Systems
User Feedback
Product Launch

Clair

On-demand wage access for employees

About Clair

Clair provides a service that allows employees to access their earned wages before the traditional payday, without any fees or interest. This service is especially useful for hourly workers and those in gig economy jobs who may need immediate access to their earnings for unexpected expenses. Clair partners with employers to integrate its service into existing HR and payroll systems, allowing employees to access their wages through a platform that includes a virtual or physical debit card. Unlike many competitors, Clair does not charge fees or interest for its wage advance service, making it an attractive option for companies looking to enhance employee financial well-being. The goal of Clair is to improve financial wellness for employees by offering a flexible solution for accessing earned wages.

New York City, New YorkHeadquarters
2019Year Founded
$43.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Unlimited Paid Time Off
Paid Vacation
Hybrid Work Options
401(k) Retirement Plan
401(k) Company Match
Parental Leave

Risks

Regulation in states like Wisconsin may increase compliance costs for Clair.
TriNet's new marketplace could challenge Clair's position with integrated solutions.
Clair's consumer lending program may expose it to credit risk and scrutiny.

Differentiation

Clair offers a fee-free model for earned wage access, unlike many competitors.
Clair integrates with existing HR and payroll systems for seamless employer adoption.
Clair's partnership with Pathward supports a consumer lending program, diversifying offerings.

Upsides

Clair secured $175 million funding to expand its on-demand pay solution.
Increased EWA adoption in regulated states provides a stable market for Clair.
Clair's integration with global platforms like Oyster expands international reach.

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