Senior Product Manager, Cards at Visa

Austin, Texas, United States

Visa Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, PaymentsIndustries

Requirements

  • 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)
  • +5 years of experience with regulatory standards and rules from sources such as the Central Bank, Federal Reserve and other entities to implement improvements and develop new Credit and Debit processing products (preferred)
  • +5 years of experience in the Product Development and Management market focused on Development and implementation of Credit Card Processing for American financial institutions (preferred)
  • In-depth knowledge of the market in which we operate, including US Standards Product, Business and Regulatory aspects, trends, benchmarks and client needs
  • +5 years of experience as a Product Manager, managing Squads related to the development and support of an Issuer Processing Credit and Debit Card Product (preferred)
  • Mandatory knowledge and experience on the Discovery, Refinement, prioritization and planning about APIs integration and microservices in Cloud Computing Environment
  • Mandatory knowledge on Regulatory Compliance and Industry Standards, mainly in the US for Credit and Debit Processing
  • Mandatory experience with software engineers' teams
  • Mandatory experience with Agile methodologies
  • Proficiency in product research and analysis
  • Desirable experience with fintechs

Responsibilities

  • Understand user customs, competition landscape and regulation, market insights, consumer pain points and differentiated competition, and establish a viable value proposition and business strategy for card processing and payment methods through research and competitive analysis in different markets
  • Lead end-to-end the Product journeys throughout all the development process including Discovering, Product and Tech Refinement, testing and delivering
  • Manage short and long-term product planning and prioritization based on user value, business value accordingly with Pismo Strategy
  • Lead the business architecture definition in support of the roadmap
  • Provide transparency of backlog and prioritization to key partner and senior leadership through appropriate communication cadence
  • Work with central and local market cross-functional teams to ensure designs meet market needs and adhere to local regulatory, compliance and risk requirements
  • Identify optimization requirements between business and product baseline
  • Improve product architecture and design to ensure high scalability, performance and reliability
  • Design local capabilities and features aligned with Global Product Team

Skills

Product Management
Competitive Analysis
Market Research
Product Roadmap
Backlog Prioritization
Business Strategy
Regulatory Compliance
Cross-functional Collaboration
Product Architecture
Payment Processing
Card Issuing

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

Land your dream remote job 3x faster with AI