[Remote] Senior PHP Engineer at Lendtable

Remote

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Consumer FinanceIndustries

Requirements

Candidates must have modern PHP development experience with PHP 8.0+ and fluency in the latest PHP features and best practices. A solid grasp of a modern PHP framework like Symfony or Laravel is required. Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing is a significant plus. Familiarity with microservices architecture and working on financial systems is a bonus. Excellent automated testing skills (unit, integration, functional) are essential. Experience with AI tooling for productivity acceleration is desired. A high degree of ownership and autonomy is expected. Experience in a cross-functional environment is a plus. Intermediate (B2) or above written or spoken Spanish is advantageous but not essential.

Responsibilities

The Senior PHP Engineer will contribute to the initial build of a new mobile finance product for the Mexico market. This role involves operating within a small cross-functional product team with a startup mindset. Responsibilities include building relationships with other product teams to leverage existing learnings, collaborating with frontend engineers to define API behaviors and expectations through documented contracts, and working closely with product stakeholders to agree on MVP requirements. The engineer will utilize modern backend technologies including PHP 8, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, and Kubernetes, and employ CI/CD practices with Datadog, GitHub Actions, and ArgoCD. Robust automated testing using Behat and PHPUnit is expected, along with monitoring via Datadog.

Skills

PHP

Fintech

Mobile Finance

Data Sources

Machine Learning

Problem-Solving

Team Collaboration

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters

2020Year Founded

$22.5MTotal Funding

SERIES_ACompany Stage

Fintech, Financial ServicesIndustries

11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.

Increased competition from fintech startups could erode Lendtable's market share.

Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.

The company targets employees of Fortune 500 companies for its services.

Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.

SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.

Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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