Senior Manager, Forecasting Analytics

Position Overview

• Location Type: Remote
• Employment Type: Full-time
• Salary: Not specified

Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings. We're looking for people who share our passion and are driven to tackle challenges, find solutions, and make the financial space better for the communities we serve. Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit. We celebrate diversity and are committed to creating an inclusive environment for all employees. To that end, we seek to recruit, develop, and retain the most talented people from a diverse candidate pool.

About the Role: The Sr Manager, Forecasting Analytics will be a key member of the Credit Analytics team, focusing on forecasting analytics for credit and fraud losses for a portfolio of secured and unsecured credit cards and credit builder accounts. The role will also support forecasting of various loan servicing operations activities to assist in allocation and planning of staffing and other initiatives to drive efficiencies. This is an individual contributor role committed to analytically-driven decision-making to support Self’s growth as the premier credit building platform.

Requirements

• Bachelor’s degree in Engineering, Computer Science, Statistics, Economics, Finance, or similar fields.
• Advanced quantitative degree is preferred.

Responsibilities

• Perform loss forecasting for credit cards, credit builder accounts, and other consumer lending product types.
• Assume ownership of the CECL reserve model and governance processes.
• Develop and refine forecasting techniques to project delinquency, roll rates, losses, and recoveries to drive business planning and tracking.
• Preparation of regular portfolio review materials for the Credit Committee.
• Develop and maintain forecasts in support of servicing operations, such as credit bureau dispute volumes, contact activity, etc.
• Deliver timely analytical support for requests from finance, bank partners, and other external data requests.
• Conduct deep dives, stress testing, and sensitivity analyses of trends, issues, and business events to assess impact on portfolio performance.
• Partner with the Credit Strategy teams to explore new approaches, models, and data sources to support innovation in risk strategies.
• Review and approve monthly credit card revenue reports for reconciliation with bank partners.
• Participate in collaboration with the data team to design data sources and data structures to enable efficient and high integrity credit risk analytics.
• Develop vintage curves of activation, utilization, losses, etc. for card unit economics modeling.