Legal Counsel
AI FoundationSalary not specified
Full Time
Mid-level (3 to 4 years), Senior (5 to 8 years)
Senior Manager, Business Counsel - Card Partnerships (Hybrid) at Capital One
McLean, Virginia, United States
Not SpecifiedCompensation
N/AExperience Level
N/AJob Type
Not SpecifiedVisa
N/AIndustries
Requirements
- Juris Doctor from an accredited law school
- Active member in good standing of at least one state bar
- At least 4 years of experience as an attorney in a law firm environment, at a government agency, as a military judge advocate, or as in-house counsel
- 2+ years of counsel experience with credit card programs or consumer regulatory experience
- 4+ years of counsel or compliance experience with consumer finance laws, regulations and disclosures
- In-house, corporate legal experience
- Understanding of Regulation Z, Truth in Lending disclosures and UDAAP
- Ability to identify and describe legal risks presented by a complex business model
- Ability to build collegial and effective relationships with attorneys, business managers, creative teams, analysts, project managers, and corporate compliance professionals
- Excellent communication skills with the ability to influence others
Responsibilities
- Identifying and assessing legal risks associated with Capital One’s Private Label and Co-Branded Credit Card business in the U.S
- Active engagement and legal support as part of a collaborative and cross-functional team
- Working with Card, Marketing, Business Risk Office, Operations, and Compliance stakeholders to address risks, develop creative solutions, and resolve issues
- Providing legal advice related to all laws and regulations applicable to Private Label and Co-Branded Credit Card Partnerships including consumer regulatory laws, contract interpretation, and internal policies and controls
- Strategizing and influencing upper management
- Enhancing skills and broadening knowledge
Skills
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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