[Remote] Senior Fullstack Engineer at Clair

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Not SpecifiedCompensation

N/AExperience Level

N/AJob Type

Not SpecifiedVisa

N/AIndustries

Requirements

5+ years of experience building, launching, and maintaining scalable fintech products
Demonstrated mastery in backend development, preferably with PHP/Laravel
Proficiency in frontend development using React.js, TypeScript, JavaScript (ES6+), and Expo (React Native)
Proficiency in databases such as MySQL, PostgreSQL, and MongoDB
Experience with real-time financial transactions, embedded finance, and payroll systems
Ability to prototype, develop, and ship entire application features
Take responsibility for the reliability of your code by incorporating robust, automated testing practices
Product oriented with a razor sharp attention to detail
Experience with financial technology platforms and payroll systems
Ability to periodically travel for team headquarters meetings and company on-sites
Bonus Qualifications: Experience working with financial technology platforms and payroll systems, specific experience in lending, payments, BNPL, ACH, etc

Responsibilities

Own and architect mission-critical financial applications
Design highly scalable APIs that support millions of transactions
Lead high-performance engineering projects from conception to deployment
Optimize transaction processing systems to ensure instant payments and sub-millisecond response times
Make key architectural decisions to scale on-demand pay and embedded finance solutions
Set the engineering bar high by leading performance optimizations, security improvements, and system reliability enhancements
Work alongside top engineers in a fast-paced, high-impact environment
Collaborate with cross-functional teams to identify and prioritize product requirements
Develop and maintain documentation for technical components and processes
Participate in code reviews and ensure adherence to coding standards
Troubleshoot and resolve technical issues in a timely and efficient manner

Skills

Clair

On-demand wage access for employees

About Clair

Clair provides a service that allows employees to access their earned wages before the traditional payday, without any fees or interest. This service is especially useful for hourly workers and those in gig economy jobs who may need immediate access to their earnings for unexpected expenses. Clair partners with employers to integrate its service into existing HR and payroll systems, allowing employees to access their wages through a platform that includes a virtual or physical debit card. Unlike many competitors, Clair does not charge fees or interest for its wage advance service, making it an attractive option for companies looking to enhance employee financial well-being. The goal of Clair is to improve financial wellness for employees by offering a flexible solution for accessing earned wages.

New York City, New YorkHeadquarters

2019Year Founded

$43.8MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Unlimited Paid Time Off

Paid Vacation

Hybrid Work Options

401(k) Retirement Plan

401(k) Company Match

Parental Leave

Risks

Regulation in states like Wisconsin may increase compliance costs for Clair.

TriNet's new marketplace could challenge Clair's position with integrated solutions.

Clair's consumer lending program may expose it to credit risk and scrutiny.

Differentiation

Clair offers a fee-free model for earned wage access, unlike many competitors.

Clair integrates with existing HR and payroll systems for seamless employer adoption.

Clair's partnership with Pathward supports a consumer lending program, diversifying offerings.

Upsides

Clair secured $175 million funding to expand its on-demand pay solution.

Increased EWA adoption in regulated states provides a stable market for Clair.

Clair's integration with global platforms like Oyster expands international reach.

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