Highnote

Senior Financial Analyst

Remote

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Fintech, PaymentsIndustries

Requirements

Candidates should possess 10+ years of experience in financial analysis, with demonstrated experience in payment acquiring or issuing. They must have expertise in financial modeling, including 3-statement models and sensitivity/scenario analysis, along with proficiency in advanced Excel skills such as financial functions, pivot tables, lookups, Power Query/Macro, and SQL.

Responsibilities

The Senior Financial Analyst will analyze key financial metrics and trends to support business decisions, assess acquiring/issuing financial performance and pricing models, develop and maintain financial forecasts and budgets, identify and source relevant data for tailored analyses, collaborate with various teams to drive financial efficiency, monitor industry trends and regulatory impacts, and provide ad-hoc analysis for strategic initiatives and project evaluations.

Skills

Financial modeling
Excel
PowerPoint
SQL
Data analysis
Financial analysis
Forecasting
Budgeting
Scenario analysis
Business partnering
Industry trend analysis

Highnote

Issuer processor platform for card issuance

About Highnote

Highnote operates in the card issuance industry by providing an issuer processor platform that simplifies the process of issuing cards for businesses. The platform offers various services such as transaction data management, identity verification, fund tracking, and transaction control. It is designed to be flexible and customizable, allowing businesses to create card products that fit their specific brand and needs. Highnote's clients include financial institutions and retail businesses that require card issuance services, particularly those looking to launch card products quickly. The platform includes tools like a GraphQL API, Notifications, and SDKs to facilitate rapid development and integration. Unlike many competitors, Highnote focuses on streamlining the card issuance process while offering extensive customization options. The company's goal is to make it easier for businesses to issue cards and bring their products to market efficiently.

Key Metrics

Austin, TexasHeadquarters
2020Year Founded
$90.5MTotal Funding
SEEDCompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Benefits

Unlimited PTO
Health, dental, & vision coverage
401k
Paid parental leave
Equity

Risks

AtoB and Mastercard's fleet card partnership poses competitive threat in trucking industry.
Marek Group's acquisition of HighNote may cause brand confusion and legal issues.
Skyscend and Visa's collaboration could increase competition in fintech space.

Differentiation

Highnote offers a modern card platform with embedded finance experiences.
The platform supports virtual and physical cards, enhancing customer engagement and loyalty.
Highnote's GraphQL API and SDKs enable rapid card product development and integration.

Upsides

Partnership with MassPay enhances global reach with support for 500 currencies.
Launch of Card Profiles allows personalized and innovative card solutions.
Collaboration with Fluz taps into social commerce and network-based rewards.

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