Self Financial

Senior Financial Analyst

Austin, Texas, United States

Self Financial Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, FintechIndustries

Requirements

Candidates should possess a Bachelor’s degree in Finance, Accounting, or a related field, and demonstrate at least 5 years of experience as a Financial Analyst, with a preference for experience in the FinTech or technology sector. Strong analytical skills, advanced financial modeling expertise, proficiency in Excel and Tableau, and knowledge of SQL are required. The role necessitates the ability to work with large datasets, possess strong problem-solving abilities, and exhibit a detail-oriented approach with a high degree of accuracy.

Responsibilities

The Senior Financial Analyst will be responsible for assisting in the preparation of financial reports, forecasts, and budgets by analyzing financial data, developing and maintaining financial models to support forecasting and budgeting, conducting in-depth financial analysis to identify trends and risks, collaborating with cross-functional teams to gather and validate financial information, building and monitoring key financial metrics, contributing to executive-level presentations, and assisting in the monthly financial close process. They will also analyze financial results, partner with teams on business initiatives, and provide financial guidance.

Skills

Financial Modeling
Forecasting
Budgeting
Financial Reporting
Data Analysis
Stakeholder Collaboration
Communication Skills
Analytical Thinking
Organizational Skills

Self Financial

Online platform for credit score improvement

About Self Financial

Self Financial helps individuals build or rebuild their credit scores through online services and a mobile app. Their main products are Credit Builder Loans and the Self Credit Card. A Credit Builder Loan is a small loan that is secured in a certificate of deposit (CD), where monthly payments are reported to credit bureaus to help establish a positive credit history. Once the loan is paid off, the borrower can access the funds in the CD, turning payments into savings. The Self Credit Card requires an upfront deposit and also reports monthly payments to credit bureaus. Unlike traditional credit unions, Self Financial operates entirely online, making it accessible to tech-savvy users and those without access to conventional banking. The goal of Self Financial is to help clients improve their credit scores, enabling them to qualify for loans and other financial products while generating revenue through fees associated with their services.

Key Metrics

Austin, TexasHeadquarters
2015Year Founded
$124.1MTotal Funding
SERIES_ECompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Company Equity in the form of RSUs
Quarterly performance-based bonuses
Generous employer-paid health, vision, & dental insurance coverage
Flexible vacation policy
Educational assistance
Free gym membership
Casual dress code
Team building events and activities
Remote work arrangements/ flexible work schedule
Paid parental leave

Risks

Competition from traditional banks offering similar services could erode market share.
High outbound migration from high-tax states may affect customer base in those regions.
Integration challenges from RentTrack acquisition could impact service delivery and satisfaction.

Differentiation

Self Financial offers online credit-building tools, appealing to tech-savvy consumers.
The company provides unique services like reporting rent payments to credit bureaus.
Self Financial's Credit Builder Loan turns loan payments into savings, differentiating it from competitors.

Upsides

Increased consumer interest in credit-building tools expands Self Financial's potential customer base.
Partnership with Regions Bank enhances customer acquisition through expanded credit reporting services.
Appointment of CEO Julie Szudarek could drive strategic growth and expansion.

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