SBA Business Development Officer at Banner Bank

San Diego, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Bachelor's Degree required (or equivalent combination of education and experience may be considered)
6 or more years of experience in commercial credit and business development, including SBA lending required
Proven ability to develop and manage new business relationships, including small to mid-size businesses
Knowledge of the products, rules and regulations related to SBA 7(a) lending and the ability to underwrite and structure SBA credits
Strong analytical and problem-solving aptitude
Excellent written and verbal communication skills
Proven presentation and negotiation skills
Knowledge of bank products
Able to operate with a minimum of direction
Able to develop a portfolio of new business relationships
Willingness to travel 50%

Responsibilities

Develop and manage SBA credits and relationships, with a strong focus on 7(a) lending
Develop and manage relationships with new and existing small to mid-size business clients
Actively market SBA 7(a) loan opportunities
Prepare and present credit analysis and recommendations on borrowing requests
Negotiate loan terms and conditions within scope of authority
Perform credit reviews to ensure compliance with policies and regulations
Monitor all credits through periodic reviews and analysis
Create awareness of the bank and its services through community activity and involvement

Skills

Key technologies and capabilities for this role

SBA Lending7(a) LendingCredit AnalysisBusiness DevelopmentCommercial CreditLoan NegotiationCredit ReviewsComplianceRelationship Management

Questions & Answers

Common questions about this position

What is the salary range for the SBA Business Development Officer position?

The targeted starting salary range, based on experience, is $98,035 – $110,000.

What benefits does Banner Bank offer?

Benefits include medical, dental, vision, LTD, STD and life insurance, paid vacation, sick time and 11 company paid holidays, 401k with up to 4% match, and tuition reimbursement.

Is this a remote position, or is travel required?

The role requires 50% travel, but specific details on remote work or office location are not provided.

What skills and experience are required for this role?

Candidates need 6+ years of experience in commercial credit and business development including SBA lending, a Bachelor's degree (or equivalent), proven ability to develop business relationships, knowledge of SBA 7(a) lending rules and underwriting, strong analytical, problem-solving, communication, presentation, and negotiation skills.

What is Banner Bank's company culture like?

Banner Bank emphasizes core values of listen, learn, and help businesses and individuals reach their goals, fostering an outstanding workplace culture that earned Great Place to Work Certification, with a focus on financial stability, community involvement, and employee volunteerism.

Banner Bank

Provides banking services and financial products

About Banner Bank

Banner Bank provides a variety of financial services to individuals and businesses in the Western United States, including checking and savings accounts, loans, mortgages, and investment services. The bank operates over 200 locations across Washington, Oregon, California, and Idaho, managing assets of more than $12.6 billion. Its products work by offering tailored financial solutions and expert guidance to meet the specific needs of each client, ensuring personalized service. Unlike many competitors, Banner Bank emphasizes quality, teamwork, and community involvement, which has earned it accolades such as being named the Best Bank in the Pacific Region by Money Magazine and receiving a five-star rating from Bauer Financial for financial strength. The goal of Banner Bank is to provide exceptional financial services while fostering strong community ties and ensuring customer satisfaction.

Walla Walla, WashingtonHeadquarters

1890Year Founded

IPOCompany Stage

Financial ServicesIndustries

1,001-5,000Employees