SBA Business Development Officer at Banner Bank

San Diego, California, United States

Apply Now

Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Bachelor's Degree required (or equivalent combination of education and experience may be considered)
6 or more years of experience in commercial credit and business development, including SBA lending required
Proven ability to develop and manage new business relationships, including small to mid-size businesses
Knowledge of the products, rules and regulations related to SBA 7(a) lending and the ability to underwrite and structure SBA credits
Strong analytical and problem-solving aptitude
Excellent written and verbal communication skills
Proven presentation and negotiation skills
Knowledge of bank products
Able to operate with a minimum of direction
Able to develop a portfolio of new business relationships
Willingness to travel 50%

Responsibilities

Develop and manage SBA credits and relationships, with a strong focus on 7(a) lending
Develop and manage relationships with new and existing small to mid-size business clients
Actively market SBA 7(a) loan opportunities
Prepare and present credit analysis and recommendations on borrowing requests
Negotiate loan terms and conditions within scope of authority
Perform credit reviews to ensure compliance with policies and regulations
Monitor all credits through periodic reviews and analysis
Create awareness of the bank and its services through community activity and involvement

Skills

SBA Lending

7(a) Lending

Credit Analysis

Business Development

Commercial Credit

Loan Negotiation

Credit Reviews

Compliance

Relationship Management

Banner Bank

Provides banking services and financial products

About Banner Bank

Banner Bank provides a variety of financial services to individuals and businesses in the Western United States, including checking and savings accounts, loans, mortgages, and investment services. The bank operates over 200 locations across Washington, Oregon, California, and Idaho, managing assets of more than $12.6 billion. Its products work by offering tailored financial solutions and expert guidance to meet the specific needs of each client, ensuring personalized service. Unlike many competitors, Banner Bank emphasizes quality, teamwork, and community involvement, which has earned it accolades such as being named the Best Bank in the Pacific Region by Money Magazine and receiving a five-star rating from Bauer Financial for financial strength. The goal of Banner Bank is to provide exceptional financial services while fostering strong community ties and ensuring customer satisfaction.

Walla Walla, WashingtonHeadquarters

1890Year Founded

IPOCompany Stage

Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Retirement Plan

401(k) Company Match

Tuition Reimbursement

Risks

Increased competition from digital-only banks may erode market share.

Rising interest rates could decrease loan demand, affecting revenue.

Evolving cybersecurity threats pose risks to customer data security.

Differentiation

Banner Bank emphasizes community involvement and personalized customer service.

The bank has been recognized as one of America's Most Trustworthy Companies.

Banner Bank offers tailored financial solutions to meet diverse client needs.

Upsides

Banner Bank's focus on ESG practices attracts environmentally conscious customers.

The bank's strong community ties enhance customer loyalty and brand reputation.

Recognition as a trustworthy company boosts customer confidence and retention.

Land your dream remote job 3x faster with AI

Try Jobo Free