Capital One

Risk Manager, Retail Bank

McLean, Virginia, United States

Not SpecifiedCompensation
Junior (1 to 2 years), Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries

Requirements

Candidates should possess a High School diploma, GED, or equivalent certification, along with at least 3 years of experience in retail or direct banking process management, risk management, product management, or operations. They must also have at least 2 years of Project Management experience and at least 2 years of experience supporting, partnering, and interacting with internal business clients.

Responsibilities

As a Risk Manager, the individual will advise and consult with risk and business teams to help develop well-designed products, processes, and supporting technologies, establish and maintain positive working relationships with various stakeholders, manage multiple tasks to meet deadlines, oversee risk event remediation impacting customers, deliver on the well-managed agenda by facilitating risk assessments, review and analyze risk, document effective controls, and support the Business on everyday Risk Management areas. They will also contribute to audit/exams support, control testing, executive reporting, RMAP coverage, PSP management and renewal/certification, and host Office Hours with Legal and Compliance.

Skills

Risk Management
Product Management
Process Management
Project Management
Stakeholder Management
Risk Assessment
Control Testing
Audit Support
Compliance
Legal

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

Key Metrics

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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