Mercury

Risk User Experience Manager

New York, New York, United States

$120,000 – $160,000Compensation
Junior (1 to 2 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Risk ManagementIndustries

Position Overview

  • Location Type: Remote
  • Employment Type: Full-time
  • Salary: Not specified (Implied to be competitive for the role)

Mercury is revolutionizing banking by simplifying financial workflows and providing powerful solutions. We’re seeking a Risk User Experience Manager to lead a team of risk experts, ensuring the trust and safety of our customers, partners, and ecosystem. This role focuses on making critical financial risk decisions while delivering best-in-class user experiences. The Risk User Experience team handles transaction limit requests, makes risk decisions on queued payments, and escalates suspicious behavior. As a people manager, you’ll scale the team through projects, product solutions, and operational rigor.

*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A; and Evolve Bank & Trust; Members FDIC.

Requirements

  • People Management Experience: 2+ years of experience in people management.
  • Industry Experience: Experience working in banking, fintech, or other financial services in the risk space.
  • Product Knowledge: Strong product sense and knowledge of banking products (e.g., ACH, International Wires, SWIFT, checks, and debit cards).
  • Scaling Expertise: A track record of scaling operational teams and programs through process and tooling enhancements.
  • Leadership Qualities: A highly motivated people leader, comfortable working within a high-risk environment under minimal supervision.
  • Judgment & Escalation Handling: Extremely comfortable handling escalations and providing exceptional judgment in high-stakes situations.

Responsibilities

  • Team Leadership: Hire, lead, and manage a team of risk experts.
  • Performance Management: Set performance goals and monitor performance metrics at an individual and team level.
  • Cross-Functional Collaboration: Work collaboratively with various teams to improve product, investigate technical issues, and fix bugs.
  • Process Improvement: Identify and drive forward opportunities to improve efficiency through training, process enhancements, and technology (tooling) improvements.
  • Quality Assurance: Contribute to high standards on quality by conducting sampling and quality control reviews of key workflows.
  • Operational Support: Provide guidance on complex, in-depth, cross-product investigations.

Application Instructions

  • Not specified in the job description.

Skills

Risk Management
User Experience
Product Sense
Banking Products (ACH, International Wires, SWIFT, Checks, Debit Cards)
Process Improvement
Training
Quality Control
Investigation

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters
2017Year Founded
$146.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health, dental, & vision
Custom equipment setup
401(K) matching
12+ weeks paid parental leave
Book budget
Wellness benefits
Grocery budget
Paid lunch
Personalized callsign
Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.
Integration challenges from the Teal acquisition could disrupt services.
Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.
The company provides integrated financial management tools, enhancing startup operational efficiency.
Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.
The acquisition of Teal enhances Mercury's financial management offerings for startups.
Mercury Personal expands market reach by attracting tech-savvy individuals.

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