Product Owner III at Santander

São Paulo, State of São Paulo, Brazil

Santander Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Requirements

  • Experiência comprovada como Product Owner Sênior ou Gerente de Produto em tecnologia antifraude, segurança da informação, ou produtos financeiros de alta criticidade
  • Conhecimento prático de sistemas de prevenção a fraudes, scoring, machine learning, APIs antifraude, biometria, KYC/KYB, AML, entre outros
  • Forte entendimento de arquitetura de software, integrações de dados e plataformas de alto volume transacional
  • Vivência com metodologias ágeis (Scrum, Kanban) e ferramentas de gestão de backlog (Jira, Confluence, Aha!)
  • Capacidade analítica avançada para interpretar dados e métricas de risco/fraude
  • Habilidade de comunicação e negociação com áreas técnicas e executivas
  • Inglês técnico (leitura e escrita)

Responsibilities

  • Conduzir cerimônias ágeis (planning, refinement, review, retrospectiva)
  • Gerenciar backlog de produto e garantir entregas alinhadas à estratégia corporativa
  • Trabalhar junto a squads de engenharia e ciência de dados no desenvolvimento de modelos de detecção de fraude, regras e APIs antifraude
  • Mapear jornadas e fluxos críticos para redução de falsos positivos e aumento de conversão segura
  • Conduzir benchmarking e análises de mercado para evoluir o produto conforme tendências tecnológicas
  • Apoiar a definição de estratégias de autenticação, análise comportamental e prevenção a fraudes em tempo real

Skills

Scrum
Kanban
Jira
Confluence
Aha!
Machine Learning
APIs
Fraud Detection
Biometria
KYC
KYB
AML
Scoring

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters
1902Year Founded
$75MTotal Funding
POST_IPO_DEBTCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.
'Quishing' attacks pose a growing threat to consumer security.
Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.
The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.
Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.
Santander's renewable energy financing highlights commitment to sustainable investments.
Proactive cybersecurity measures enhance customer trust and protect digital assets.

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