Affirm

Principal Software Engineer, Infrastructure Platform Engineering

United States

Affirm Logo
Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, FintechIndustries

Requirements

Candidates must possess 15+ years of software engineering experience, either with equivalent practical experience or a Bachelor’s degree in a related field, and have built and managed infrastructure platforms serving hundreds of engineers and millions of customers. A successful track record of leading and delivering multi-year, highly complex engineering infrastructure projects is required, along with demonstrated ability to develop and partner with staff and senior staff software engineers. The ideal candidate should be detail-oriented with strong opinions on technologies and fully immersed in day-to-day execution and delivery, and possess exceptional leadership skills to mentor high-potential engineers. Experience in Fintech and Retail industries for both B2C and B2B is a plus, as is experience with developer environments, CI/CD pipelines, and implementing test frameworks.

Responsibilities

The Principal Software Engineer will help set the technical vision and strategy for the platforms, frameworks, and services that enable every engineer at Affirm and serve every customer, providing technical guidance and influence in other areas of Engineering. They will lead technical teams and collaborate with the broader engineering organization to deliver solutions that improve reliability, lower costs, and enable developers, championing innovative, scalable, and delightful solutions. The role involves actively researching, brainstorming, prototyping, and presenting ideas, and promoting a strong culture of innovation, driving evaluation, development, and rollout of new technologies/frameworks. They will also effectively convey a clear vision, influence senior leadership, and lead fellow engineers to achieve impactful results, while communicating their technical vision to the broader engineering organization.

Skills

Software Engineering
Infrastructure Platforms
Leadership
Team Management
Mentorship
Communication
Technical Vision
Strategy
Platform Development

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

Key Metrics

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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