Principal Software Engineer, Infrastructure Platform Engineering

United States

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Technology, FintechIndustries

Position Overview

Location Type: Remote
Employment Type: Full-time
Job Title: Principle Engineer
Description: Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are looking for a Principle Engineer focused on developing world-class Infrastructure platform capabilities for Affirm. This role involves setting technical vision, providing guidance, leading teams, and championing innovation. The ideal candidate can communicate a clear vision, influence senior leadership, and mentor engineers.

Requirements

Experience: 15+ years of software engineering experience.
Education: Bachelor’s degree in a related field (or equivalent practical experience).
Platform Experience: Experience building and managing infrastructure platforms serving hundreds of engineers and millions of customers.
Leadership Experience: Successful track record leading and delivering multi-year, highly complex engineering infrastructure projects.
Team Management: Demonstrated ability to successfully develop and partner with staff and senior staff software engineers.
Mentorship: Exceptional leader who can mentor high-potential engineers earlier in their career.
Detail-Oriented: Detail-oriented individual with strong opinions on the technologies being developed and fully immersed in day-to-day execution and delivery.
Communication Skills: Strong communicator who effectively lays out their technical vision to the broader engineering organization.

Responsibilities

Set the technical vision and strategy for the platforms, frameworks, and services that enable every engineer at Affirm and serve every customer.
Provide technical guidance and influence in other areas of Engineering.
Lead technical teams and collaborate with the broader engineering organization to deliver solutions that improve reliability, lower costs, and enable developers.
Champion innovative, scalable, and delightful solutions across the engineering organization.
Promote a strong culture of innovation, drive evaluation, development, and roll-out of new technologies/frameworks. Actively research, brainstorm, prototype, and present ideas.

Bonus Skills (Plus)

Experience with Fintech and Retail industries (B2C and B2B - merchants/affiliates).
Experience building developer environments, CI/CD pipelines, and implementing test frameworks.

Compensation & Benefits

Base Pay Grade: T
Equity Grade: 18
Benefits: Includes equity rewards, monthly stipends for health, wellness, and tech spending, and other employee benefits (details not provided).

Skills

Software Engineering

Infrastructure Platforms

Leadership

Team Management

Mentorship

Communication

Technical Vision

Strategy

Platform Development

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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