Tala

Principal Product Manager

India

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Fintech, Digital Banking, LendingIndustries

Position Overview

  • Location Type: Remote-first (with offices in Santa Monica, CA; Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India)
  • Job Type: Full-time
  • Salary: Not Specified

Tala is on a mission to unleash the economic power of the Global Majority. We are seeking a Product Manager to drive product market fit and growth agendas for India, a key growth market. This role involves collaborating with local and global teams to deliver an exceptional end-to-end product experience in India, aligning with Tala's vision of financial agency for all.

Responsibilities

  • Thought partner with the GM and India Leadership team, and global Expansion team to draft winning business strategies for the India market.
  • Align global stakeholders and guild leaders.
  • Develop and optimize the product strategy and product roadmap for India in collaboration with the GM and the global expansion team.
  • Develop a deep understanding of fintech regulations in India and craft regtech strategies in partnership with legal and compliance teams.
  • Influence the data strategy for India as it pertains to compliance and as a competitive advantage for Tala’s core product portfolio.
  • Cultivate a deep understanding of Tala’s audience, opportunity, and competitive landscape in India.
  • Launch and deliver PMF for Tala products in India by constantly iterating and personalizing products as per market diversity.
  • Leverage quantitative and qualitative insights, coupled with a deep understanding of consumer behavior and the local financial services ecosystem, to drive outsized impact and ROI.
  • Deliver clear and compelling product specs, partnering closely with engineering to ensure excellent development execution.
  • Launch new products and features, decide success metrics, test performance, and iterate constantly to deliver business impact and time-bound results.
  • Track overall product performance metrics and effectively solve for product and user issues that arise with the engineering team.

Requirements

  • 8+ years of experience in Product Management roles with a track record of success in finance, consumer mobile apps, or related industries.
  • Deep understanding of the India FinTech space and consumer mobile ecosystem.
  • Demonstrated ability to ship and iterate consumer-facing software products and deliver meaningful business results, especially in the fintech space.
  • Experience building and growing 0 to 1 products across a wide range of customer segments (including at least one major fintech product).
  • Proven track record of identifying customer problems.

Company Information

Tala is a global fintech company serving millions of customers across three continents. We have been recognized by Fortune, CNBC, and Forbes for our innovation and impact. We are expanding across product offerings, countries, and crypto, and are looking for passionate individuals with an entrepreneurial spirit. Tala enables lending and other financial services, empowering people in emerging markets to start and expand small businesses, manage daily needs, and pursue financial goals. Over nine million people across Kenya, the Philippines, Mexico, and India have used Tala products. Our approach is remote-first, with physical offices in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

Skills

Product Management
Market Fit
Growth Strategy
Cross-functional Collaboration
Financial Services
Product Development
Emerging Markets

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters
2011Year Founded
$341.1MTotal Funding
DEBTCompany Stage
Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.
Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.
Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.
The company provides instant credit and expansive bill payment options via a single app.
Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.
Apple's NFC chip opening may allow Tala to offer more seamless payment options.
Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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