Tala

Principal Product Manager

India

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Fintech, Digital Banking, LendingIndustries

Requirements

Candidates should possess 8+ years of experience in Product Management, with a proven track record of success in finance, consumer mobile apps, or related industries. They require a deep understanding of the India FinTech space and consumer mobile ecosystem, as well as demonstrated ability to ship and iterate consumer-facing software products and deliver meaningful business results, particularly within the fintech sector. Experience building and growing 0 to 1 products across diverse customer segments, including major fintech products, is essential. A strong understanding of fintech regulations in India and the ability to craft regtech strategies in partnership with legal and compliance teams is also needed.

Responsibilities

The Principal Product Manager will drive product market fit and growth agendas for India, collaborating with the GM and global Expansion team to develop winning business strategies and align stakeholders. They will be responsible for developing and optimizing the product strategy and roadmap for India, conducting deep research into the Indian market and consumer behavior, and cultivating a comprehensive understanding of Tala’s audience and competitive landscape. The role involves influencing the data strategy for India, particularly concerning compliance and competitive advantage, and launching new products and features while continuously iterating and personalizing products to meet the diversity of the market. Additionally, they will track product performance, solve for product and user issues, and leverage quantitative and qualitative insights to drive outsized impact and ROI.

Skills

Product Management
Market Fit
Growth Strategy
Cross-functional Collaboration
Financial Services
Product Development
Emerging Markets

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters
2011Year Founded
$341.1MTotal Funding
DEBTCompany Stage
Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.
Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.
Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.
The company provides instant credit and expansive bill payment options via a single app.
Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.
Apple's NFC chip opening may allow Tala to offer more seamless payment options.
Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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