Principal Product Designer - Remote at PayNearMe

Santa Clara, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Payments, iGamingIndustries

Requirements

10+ years of experience designing digital products with increasing scope and complexity, ideally in B2B or fintech environments
Demonstrated ability to lead strategic initiatives and influence product direction in cross-functional settings
Deep expertise in UX/CX and interaction design, coupled with a sharp visual design sensibility
Strong systems thinker who can abstract complexity and design intuitive solutions across multiple surfaces and user types
AI fluency: familiarity with current design tools, and a clear perspective on AI integration

Responsibilities

Lead the design of end-to-end product experiences across our payments platform, with a focus on high-leverage, high-complexity areas
Partner with cross-functional stakeholders to deeply understand client needs, business context, and technical constraints
Develop and refine user flows, wireframes, working wireframes, and high-fidelity designs, using modern tools and rapidly iterating with stakeholders
Leverage AI and generative tools to explore interaction models and increase design velocity, bringing creative thinking to how AI is embedded in our product
Conduct lightweight research and validation, either independently or in partnership with product teams, to ground your decisions in user evidence
Define, contribute to, and evolve our design system and standards, ensuring visual and interaction consistency across surfaces while championing best practices in UX, accessibility, and usability
Present design strategy and execution clearly to executive stakeholders and cross-functional partners, driving alignment and action
Working with ProductOps, define and evolve the design intake and collaboration processes that ensure timely, high-quality design involvement across the product development lifecycle
Act as a mentor and coach to other designers and cross-functional peers, modeling high-quality thinking, craft, and collaboration

Skills

Key technologies and capabilities for this role

Product DesignUX DesignStrategic Problem SolvingAI IntegrationCross-Functional CollaborationUser Experience DesignProduct Strategy

Questions & Answers

Common questions about this position

Is this role remote?

Yes, this is a fully remote position.

What salary or compensation does this role offer?

This information is not specified in the job description.

What skills are required for the Principal Product Designer role?

The role requires expertise in strategic problem solving, product design execution including user flows, wireframes, and high-fidelity designs, cross-functional influence, systems thinking, and leveraging AI/generative tools.

What is the company culture like at PayNearMe?

PayNearMe has a distributed team of 200+ employees across 41 states, focused on innovation in payments, with a collaborative environment partnering closely with product managers, engineers, and stakeholders.

What makes a strong candidate for this Principal Product Designer position?

Strong candidates excel as senior individual contributors with ownership of high-priority initiatives, experience shaping product strategy, and skills in AI integration for design and product experiences.

PayNearMe

Flexible payments platform for diverse transactions

About PayNearMe

PayNearMe provides a payments platform that allows customers to pay in various ways, including cards, ACH transactions, cash, and mobile payment methods like PayPal and Venmo. The platform is designed to enhance the payment experience for both customers and businesses, making it easy for clients such as consumer lenders and online gaming companies to collect payments. PayNearMe stands out by offering a secure cash payment service at over 60,000 retail locations, which simplifies the payment process for users who prefer cash. Additionally, the platform utilizes artificial intelligence to personalize customer experiences and improve bill pay. The company's goal is to create a seamless and user-friendly payment experience while generating revenue through fees charged to businesses for processing payments.

Santa Clara, CaliforniaHeadquarters

2009Year Founded

$156.1MTotal Funding

SERIES_DCompany Stage

Fintech, AI & Machine LearningIndustries

201-500Employees

Benefits

Professional Development Budget

Risks

Emerging fintech startups could erode PayNearMe's market share with similar solutions.

Regulatory scrutiny may increase compliance costs for PayNearMe.

Partnership with Trustly exposes PayNearMe to open banking data privacy risks.

Differentiation

PayNearMe offers a wide range of payment options, including cash and digital wallets.

The platform integrates AI to enhance personalized customer experiences and improve payment solutions.

Partnerships with companies like Trustly and PayPal expand PayNearMe's payment capabilities.

Upsides

The rise of BNPL services presents an opportunity to expand PayNearMe's payment options.

Increasing mobile wallet usage allows PayNearMe to enhance its mobile-first payment methods.

Open banking regulations in the US offer new integration opportunities for PayNearMe.

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