Principal Engineer - Backend (Prepaid) at Zeta

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, BankingIndustries

Requirements

Expertise in Java
Deep knowledge of system internals
Mastery of distributed systems
Proven leadership in project delivery
Familiarity with cloud technologies
Keen sense of fraud detection and risk management
Proactive, independent decision-maker

Responsibilities

Elevate microservices architecture to the next level of scalability
Streamline and enhance the efficiency of microservices
Implement robust observability mechanisms
Improve the availability of microservices
Build, deploy, and run multi-homed systems designed to operate seamlessly across multiple regions
Develop systems that function across various cloud providers
Design and open-source data processing, storage, and retrieval systems at the petabyte scale
Ensure scalability while maintaining the lowest cost per gigabyte

Skills

Java

Distributed Systems

Microservices

Cloud Technologies

System Architecture

Fraud Detection

Risk Management

Zeta

Cloud-native payment card processing platform

About Zeta

Zeta provides a platform for payment card processing that is designed for banks, financial institutions, and fintech companies. Their main product, the Omni Stack, allows clients to easily create and manage digital credit, debit, and prepaid card programs. This platform works by integrating with existing systems through APIs, which helps streamline the payment processing experience. Zeta stands out from its competitors by focusing on cloud-native solutions and ensuring compliance with important regulations, which helps build trust with their clients. The company's goal is to make payments seamless and less noticeable in everyday transactions, moving towards a future where payments are 'invisible'.

San Francisco, CaliforniaHeadquarters

2015Year Founded

$369.6MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Risks

Competition from fintech startups may erode Zeta's market share.

Data privacy concerns could arise as Zeta expands globally.

Dependence on key partnerships like Sparrow poses risks if disrupted.

Differentiation

Zeta's Tachyon platform powers Sparrow's top-rated credit card for underserved markets.

Zeta's Omni Stack enables rapid launch of digital card programs for financial institutions.

Zeta is recognized for compliance with ISO IEC 27001, PCI DSS 4.0, and SOC 2 Type 2.

Upsides

Zeta's partnership with Sparrow opens new revenue streams in underserved markets.

Zeta's technology receives high ratings, enhancing brand reputation and customer trust.

Recognition by Celent boosts Zeta's market positioning for US banks and credit unions.

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