Capital One

Principal Data Scientist, Consumer Identity Machine Learning

McLean, Virginia, United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BiotechnologyIndustries

Requirements

Candidates should have a Bachelor's degree in a quantitative field, be innovative, creative, technically proficient with open-source languages and cloud computing platforms, statistically minded with experience in various modeling techniques, and possess strong data analysis skills. Experience with big data and machine learning model development across the entire lifecycle, including operationalization in production systems, is required.

Responsibilities

The Principal Data Scientist will explore billions of clickstream events to discover customer behavior patterns and use them to model key customer outcomes. They will develop real-time, personalized models using vast customer data to anticipate needs and deliver timely options. Responsibilities also include developing models to ensure customer data accuracy, combat fraud, and enable seamless digital experiences. This involves building machine learning models from design through evaluation, partnering with engineering for operationalization, conducting experiments to improve customer experiences and business outcomes, and writing software to collect, explore, visualize, and analyze large datasets.

Skills

Machine Learning
Statistical Modeling
Data Science
Python
SQL
Big Data
Customer Behavior Analysis
Fraud Detection
Real-time Modeling
Clickstream Analysis

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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