[Remote] Principal Business Analyst, Acquisitions at Mission Lane

United States

Mission Lane Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Requirements

  • Proven ability to problem solve end-to-end: from framing the question and forming a hypothesis, to analyzing the data, to communicating and debating the answer with other stakeholders
  • Familiarity with SQL, python, or other tools for data analysis
  • 2 - 5 years of experience in a highly analytical role
  • Bachelor’s or Masters in Economics, Finance, Engineering, Mathematics, or similar quantitative field with record of strong academic performance
  • Preferred Qualifications
  • Experience doing analytical work with credit cards or other consumer lending products
  • Experience helping scale a business in a fast-paced startup environment
  • Expertise in SQL or Python

Responsibilities

  • Take the lead in initiatives to improve our underwriting & pricing strategies
  • Optimize current acquisition strategies in response to customer behavior and changing marketplace conditions
  • Develop actionable financial strategies based on financial data-driven insights to improve credit risk and profitability while driving step changes in the company’s growth trajectory
  • Seed tests in market to better understand customer behavior and leverage learnings to invest in future growth
  • Collaborate with cross functional teams across product, data science, engineering and capital markets to bring strategies to market
  • Articulate and communicate strategies to senior leadership

Skills

Key technologies and capabilities for this role

SQLPythonUnderwritingPricing StrategiesCredit RiskFinancial ModelingData AnalysisCustomer Behavior AnalysisA/B TestingCross-functional Collaboration

Questions & Answers

Common questions about this position

What experience is required for the Principal Business Analyst role?

Candidates need 2-5 years of experience in a highly analytical role, a Bachelor’s or Master’s in Economics, Finance, Engineering, Mathematics, or similar quantitative field with strong academic performance, and proven end-to-end problem-solving skills from framing questions to communicating results.

What technical skills are needed for this position?

Familiarity with SQL, Python, or other data analysis tools is required, with expertise in SQL or Python preferred.

What benefits does Mission Lane offer?

Mission Lane provides a comprehensive benefits package including full health, dental, and vision benefits, along with support for work-life balance.

What is the work arrangement or location policy at Mission Lane?

This information is not specified in the job description.

What makes a strong candidate for this Principal Business Analyst position?

Strong candidates demonstrate end-to-end problem-solving, data analysis skills with SQL or Python, experience in analytical roles preferably with credit cards or consumer lending, and the ability to thrive in a fast-paced startup environment.

Mission Lane

Provides transparent credit solutions and education

About Mission Lane

Mission Lane LLC offers credit cards designed to help individuals build or rebuild their credit, particularly those with limited credit history or financial setbacks. Their products feature no hidden fees, no security deposits, and instant approval decisions, making them more accessible than traditional credit cards. The company stands out by providing free access to credit scores and educational resources, helping clients improve their creditworthiness. Mission Lane's goal is to promote responsible credit use by rewarding good financial behavior with higher credit limits over time.

Richmond, VirginiaHeadquarters
2018Year Founded
$687.8MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Full health, dental, and vision benefits
FSA
Paid parental leave
401k with company match
Generous PTO
Flexible work schedule

Risks

Increased competition from fintechs could erode Mission Lane's market share.
Economic downturns may lead to higher default rates, impacting profitability.
Rapid tech advancements require continuous updates, straining Mission Lane's resources.

Differentiation

Mission Lane offers credit cards with no hidden fees or security deposits.
Instant credit card application decisions reduce customer anxiety and waiting times.
Partnership with Plaid enhances access to over 7,000 financial apps and services.

Upsides

Recent $150 million investment supports aggressive expansion and product development.
Credit Builder Account offers unique value with no fees or interest for credit improvement.
Brandon Black's appointment as CEO brings strategic growth and operational excellence.

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