Financial Planning & Analysis Senior Analyst
48forty SolutionsSalary not specified
Full Time
Mid-level (3 to 4 years)
Principal Associate, Financial Analysis (Hybrid) at Capital One
Chicago, Illinois, United States
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, PaymentsIndustries
Requirements
- Bachelor’s Degree or military experience
- At least 4 years of experience in financial analysis
- Willingness to travel an average of 10-15% of the time
- Ability to work hybrid schedule (3 days per week in-person: Monday, Tuesday, Wednesday, Thursday; Fridays virtual)
- Preferred Qualifications
- Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics
- Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
- At least 5 years of experience in financial analysis and financial modeling
- At least 3 years of experience using SQL, Python, or a combination
- At least 3 years of experience in financial services, banking or technology industries
- At least 3 years of experience partnering with senior leaders and internal stakeholders
Responsibilities
- Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan
- Develop financial models and analyses to support growth of the business and strategic initiatives
- Develop profitability analyses and projections for marketing and customer segments; develop and enhance financial models; improve forecasting accuracy and drive business insights
- Analyze current and past trends in key performance indicators including areas of revenue, expenses and capital expenditures
- Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
- Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
- Prepare monthly, quarterly and annual Reporting and Analysis
- Identify industry trends and insights pertaining to competitor’s strategies and/or relative financial performance (e.g. peer benchmarking)
- Analyze customer behaviors and product profitability trends to understand financial behaviors
- Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations
- Provide strategic advice and financial analyses for investment decisions, pricing changes, and channel and segment expansions
- Implement and work with Business Intelligence Tools and Dashboard reports
Skills
Financial Modeling
Budgeting
Forecasting
Variance Analysis
Profitability Analysis
KPI Analysis
Financial Reporting
Trend Analysis
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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