Marqeta

[PIPELINE] Senior Software Engineer - Backend

Toronto, Ontario, Canada

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Card IssuingIndustries

Requirements

Candidates must have 5+ years of experience as a backend engineer with a Bachelor's degree, or 3 years of experience with an advanced degree; 8 years of relevant experience may suffice in lieu of a degree. Experience building scalable software platforms, developing in Java, working within Cloud environments (AWS preferred), using SQL, and with Microservices architecture and distributed systems is required. The ability to make technical trade-offs, navigate technical complexities, troubleshoot production issues, decompose business problems into solutions, build correct and maintainable software components, focus on quality and meeting deadlines, communicate clearly, share relevant information including trade-offs, and work with cross-functional stakeholders is essential. Nice-to-have qualifications include experience with payments or the FinTech space, AWS technologies, and software delivery pipelines (CI/CD, Kubernetes, Docker).

Responsibilities

Senior Backend Software Engineers will develop scalable software powering Marqeta's backend services, create and review engineering design documentation, and continuously improve systems, infrastructure, and processes. They will create features, review code, and collaborate with diverse stakeholders. Responsibilities include defining and delivering well-scoped project milestones, potentially acting as a technical lead, and keeping customer needs in mind to deliver value quickly. Engineers will mentor less-experienced team members, write clear and maintainable code, identify and propose solutions for gaps, challenge the status quo with innovative ideas, lead and participate in software design for components and features, and have significant ownership of system components. Participation in rotational on-call pager duty is also a required responsibility.

Skills

Backend Development
Software Engineering
Scalable Software
System Design
Infrastructure
Code Review
Mentoring
On-call Support
Problem-Solving
Innovation

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters
2010Year Founded
$526.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.
Increased regulatory scrutiny could raise compliance costs for Marqeta.
EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.
The company operates in 40 countries, offering a global card issuing platform.
Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.
Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.
Smarter AI models enhance Marqeta's payment processing capabilities.

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