Pipeline Branch Manager - Frederick MD at M&T Bank

Frederick, Maryland, United States

M&T Bank Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries

Requirements

  • Minimum of 3 years as a Banking Branch Manager with strong leadership and branch banking experience
  • Experience with business development and community involvement
  • Federal registration requirements per the SAFE Act
  • Current knowledge of operational, product, and system changes/enhancements
  • Good risk management decision-making skills
  • Insurance licensing minimum expectations as outlined in MTS Licensed Banker Academy
  • Business Banking Specialist minimum expectations set by Branch and Retail Regional Manager

Responsibilities

  • Manage all activities of the branch, ensuring overall success of the operating model including customer and employee experience, digital engagement, transactions/operations, servicing, and sales
  • Achieve overall profitability by directing sales and business development, meeting operational objectives, and ensuring the branch meets annual goals
  • Lead team through coaching, performance management, and setting priorities; build and develop branch staff
  • Identify Retail and Business Banking customer needs using M&T sales processes and tools to provide short- and long-term solutions
  • Proactively prospect and grow Business Banking relationships through outreach and build the bank’s community presence
  • Conduct interviews and select employees based on staffing model
  • Model and coach customer service and needs determination behaviors; reinforce Retail strategy execution
  • Ensure compliance with operational, security, control policies/procedures, consumer/business banking guidelines, preventing fraud, and protecting customer assets
  • Take ownership of complex account servicing and error resolution issues, including escalations; provide coaching to reduce future issues
  • Engage with team members and business partners as appropriate
  • Independently process Business Banking loan requests up to $100,000 and proactively bundle products/services
  • Adhere to compliance/operational risk controls per company/regulatory standards
  • Promote a culture of belonging reflecting the M&T Bank brand
  • Maintain internal control standards, including timely implementation of audit points and regulator issues
  • Complete other related duties as assigned
  • Establish and maintain federal registration requirements (SAFE Act); stay current on changes and demonstrate risk management
  • Spend majority of time on proactive sales and outside calling to grow business, with some time servicing existing customers
  • Build productive partnerships

Skills

Branch Management
Business Development
Sales
Customer Service
Compliance
Performance Management
Coaching
Retail Banking
Business Banking
Community Involvement

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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