Personal Lines Underwriter at Auto-Owners Insurance

Columbia, Missouri, United States

Auto-Owners Insurance Logo
Not SpecifiedCompensation
Entry Level & New GradExperience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Requirements

  • Bachelor’s degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Ability to work in the U.S. without current or future sponsorship

Responsibilities

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program
  • Continually develop product knowledge through participation in approved educational programs

Skills

Key technologies and capabilities for this role

Property/Casualty UnderwritingRisk AnalysisInsurance CoverageLoss Experience AnalysisFinancial AnalysisData OrganizationWritten CommunicationVerbal CommunicationDecision MakingMulti-tasking

Questions & Answers

Common questions about this position

What is the compensation package for this role?

Auto-Owners offers a competitive base salary, matched 401(k), fully-funded pension plan (once vested), bonus programs, and generous paid time off including holidays, vacation days, personal time, and sick leave.

Is this a remote position, and what is the work arrangement?

The role offers a merit-based work-from-home program based on job responsibilities, with initial training in-person followed by flexibility as defined by the leadership team.

What skills are required for the Personal Lines Underwriter position?

Key skills include a Bachelor’s degree or equivalent experience in property/casualty underwriting, ability to organize data, multi-task, make independent decisions, above average communication skills (written and verbal), and ability to resolve complex issues.

What is the company culture like at Auto-Owners Insurance?

Auto-Owners provides a friendly work environment with a group of caring associates, structured training program, employee mentoring, and rewarding work alongside great people.

What makes a strong candidate for this underwriting trainee role?

Strong candidates have a Bachelor’s degree or equivalent property/casualty underwriting experience, excellent organizational and communication skills, ability to make independent decisions, and a willingness to complete the company’s underwriter training program.

Auto-Owners Insurance

About Auto-Owners Insurance

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