Personal Lines Underwriter at Auto-Owners Insurance

Pittsburgh, Pennsylvania, United States

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Not SpecifiedCompensation

Entry Level & New GradExperience Level

Full TimeJob Type

UnknownVisa

InsuranceIndustries

Requirements

Bachelor’s degree or direct equivalent experience with property/casualty underwriting
Ability to organize data, multi-task and make decisions independently
Above average communication skills (written and verbal)
Ability to write reports and compose correspondence
Ability to resolve complex issues
Continually develop product knowledge through participation in approved educational programs
Ability to work in the U.S. without current or future sponsorship

Responsibilities

Perform and apply insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy
Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
Analyze loss experience, financial conditions and physical characteristics of risks
Acquire a working knowledge of supporting sections of the underwriting department
Effectively communicate with independent agents and other associates through verbal and/or written means
Participate in and successfully complete the Company underwriter training program

Skills

Key technologies and capabilities for this role

Property/Casualty UnderwritingRisk AnalysisLoss Experience AnalysisFinancial AnalysisInsurance PoliciesInsurance ContractsAgent CommunicationData OrganizationMulti-taskingDecision MakingReport WritingIssue ResolutionProduct Knowledge

Questions & Answers

Common questions about this position

What is the salary for the Personal Lines Underwriter position?

This information is not specified in the job description.

Is this a remote position, and what is the work-from-home policy?

Auto-Owners offers a merit-based work-from-home program based on job responsibilities, with initial in-person training followed by flexibility as defined by the leadership team.

What skills are required or desired for this underwriting trainee role?

Desired skills include a Bachelor’s degree or equivalent experience in property/casualty underwriting, ability to organize data, multi-task, make independent decisions, above average communication skills, writing reports, resolving complex issues, and developing product knowledge.

What benefits does Auto-Owners Insurance offer?

Benefits include a competitive base salary, matched 401(k), fully-funded pension plan (once vested), bonus programs, and generous paid time off including holidays, vacation days, personal time, and sick leave.

What is the company culture like at Auto-Owners Insurance?

Auto-Owners provides a friendly work environment, structured training program, employee mentoring, and rewarding work alongside great people in a group of caring associates.