Payments Operations Analyst at Box

Chicago, Illinois, United States

Box Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Technology, FintechIndustries

Requirements

  • 2+ years of hands-on payments operations experience in e-commerce, retail, fintech, or financial services
  • Working knowledge of authorization flows, issuer/processor dynamics, decline code analysis, chargebacks/disputes, and payment cost levers
  • Experience with fraud management and detection approaches and how they impact conversion and customer experience
  • Strong cross-functional collaborator with experience influencing partners and managing vendor relationships
  • Analytical problem solver comfortable with data, experimentation, and translating findings into action; experience with dashboards/reporting tools
  • Clear, concise communicator who is curious, questions assumptions, and drives process improvements
  • Approach work with a growth mindset and leverage AI to make faster, smarter decisions

Responsibilities

  • Analyze credit card performance (auth rates, decline codes, costs) and identify opportunities to increase approvals and reduce fees
  • Lead fraud and decline management initiatives, balancing risk controls with conversion and customer experience
  • Partner cross-functionally with e-commerce, collections, finance, and external processors/vendors to execute payment experiments and operational improvements
  • Build and maintain dashboards and reporting that track payment KPIs, vendor performance, and experiment outcomes
  • Support system and process implementation such as hosted payment page, introduction of dual processors, and expansion of digital wallets (e.g., Apple Pay, Google Pay)
  • Develop and document scalable payment operations processes, SLAs, and vendor scorecards
  • Translate business goals into testable hypotheses; define success metrics and deliver measurable results
  • Communicate insights and recommendations clearly to both technical and non-technical stakeholders

Skills

Payments Operations
Credit Card Analysis
Authorization Rates
Decline Codes
Fraud Controls
E-commerce
Collections
Payment Vendors
Transaction Costs
Apple Pay
Google Pay
Data Analysis

Box

Cloud-based content management and collaboration solutions

About Box

Box provides cloud-based content management and collaboration solutions that enable businesses to securely manage, share, and collaborate on their content. The platform offers features such as secure file storage, sharing, and collaboration tools, along with advanced functionalities like Box AI for Notes and Box AI for Documents, which utilize artificial intelligence to enhance productivity by providing instant answers and content creation capabilities. Unlike many competitors, Box focuses on a subscription-based model that allows clients to choose tailored pricing plans based on their specific needs, ensuring a good return on investment. The company's goal is to transform how people work together by offering a simple, secure, and efficient way to manage content in the cloud, while fostering a customer-centric approach and encouraging diverse ideas within its workforce.

Redwood City, CaliforniaHeadquarters
2005Year Founded
$548.7MTotal Funding
IPOCompany Stage
Enterprise Software, AI & Machine LearningIndustries
1,001-5,000Employees

Benefits

Health and Wellness
Family Support
Generous Time Off
Financial Benefits
Community
Evolving Workplace

Risks

Box faces strong competition from Amazon, Alphabet, and Microsoft.
Economic downturns may lead to reduced subscription revenue for Box.
AI integration may face data privacy and regulatory compliance challenges.

Differentiation

Box integrates AI to enhance content management and collaboration capabilities.
Box offers tailored solutions for diverse industries, including legal and government sectors.
Box's global presence, especially in APAC, strengthens its market position.

Upsides

Box's AI integration with Microsoft 365 Copilot enhances user experience and data management.
Box's collaboration with Bubo Defense expands its AI capabilities and partnerships.
Box Hubs streamlines enterprise content management with advanced AI technologies.

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