Mobile Engineer (Android) at EarnIn

Mexico City, Mexico City, Mexico

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

Bachelor’s degree in Computer Science or related field, or equivalent practical experience
Proficiency in Kotlin and modern Android development, including Coroutines/Flow (RxJava experience is a plus)
Practical experience with Android app architectures (e.g., MVVM, MVI, MVP, Clean Architecture) and Jetpack components
Solid understanding of Android UI—XML layouts and Jetpack Compose—and how to build responsive, accessible, and performant screens
Working knowledge of software engineering best practices across the SDLC: coding standards, code reviews, Git workflows, CI/CD, automated testing, and mobile release operations
2+ years of industry experience building, shipping, and maintaining Android applications at scale
Interest in or exposure to security/privacy considerations in consumer apps; fintech experience is a plus
Nice-to-have: familiarity with iOS or cross-platform frameworks (React Native, Kotlin Multiplatform)

Responsibilities

Build, ship, and maintain Android product features that improve the customer experience
Contribute to mobile architecture and platform improvements by implementing components using established patterns and participating in technical discussions
Work with backend engineers to integrate performant, reliable APIs; provide feedback on API design and contract changes
Partner with Product and UX to deliver thoughtful, accessible, and polished user interfaces
Uphold engineering best practices through code reviews, readable code, and maintainable abstractions
Own execution for well-scoped projects: break down tasks, surface risks early, and deliver incrementally
Write unit and UI tests; help keep CI/CD pipelines green and releases stable
Use analytics and experimentation (e.g., A/B tests, metrics) to evaluate the impact of features and iterate

Skills

Android

Kotlin

Java

API Integration

Mobile Architecture

REST APIs

UI Development

MVVM

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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