Merchandising Internship, Marketplace - 2026 at Perpay

Philadelphia, Pennsylvania, United States

Perpay Logo
Not SpecifiedCompensation
InternshipExperience Level
InternshipJob Type
UnknownVisa
Fintech, E-commerceIndustries

Requirements

  • Currently enrolled in or will receive a Bachelor’s/Master’s with an expected graduation date between winter 2026 – summer 2027
  • Excellent research and writing skills
  • Strong communication abilities
  • Good time management
  • Critical thinking skills
  • Prior work experience in retail (preferred but not required)

Responsibilities

  • Learn and gain real work experience through mentorship alongside the merchandising team
  • Work on projects related to assortment management
  • Participate in vendor communications
  • Engage in cross-functional relationship building
  • Contribute to demand/sales generation through product assortment refinement, new SKU adds, and strategic product placement
  • Support product margin management through cost negotiations and retail pricing strategies
  • Meet with various business owners to drive personal and professional development and expand network

Skills

Key technologies and capabilities for this role

MerchandisingProduct AssortmentSKU ManagementProduct PlacementCost NegotiationDemand GenerationSales GenerationE-commerce

Questions & Answers

Common questions about this position

What is the duration of the Merchandising Internship?

The internship lasts 10-12 weeks.

Is this internship remote or in-office?

This information is not specified in the job description.

What compensation or salary is offered for this internship?

This information is not specified in the job description.

What education is required for this internship?

Candidates must be currently enrolled in or will receive a Bachelor’s or Master’s degree with an expected graduation.

What is the company culture like at Perpay?

Perpay has a motivated team of creative problem solvers in a collaborative work environment in Center City, Philadelphia, with a mission-driven culture as a certified B Corp balancing purpose and performance.

Perpay

Facilitates interest-free paycheck deduction payments

About Perpay

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Philadelphia, PennsylvaniaHeadquarters
2016Year Founded
$2.4MTotal Funding
ANGELCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Competitive salary + company equity
401k with company match
Medical / Dental / Vision insurance
Pre-tax Public Transportation benefit
Relocation assistance
Student loan company match
Gym subsidy with City Fitness
Cell phone plan
Paid parental leave
Unlimited PTO
Optional work from home (WFH) up to 4 weeks per year

Risks

Increased competition from fintech startups may erode Perpay's market share.
Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.
Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

Differentiation

Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.
The company targets consumers avoiding traditional credit, providing a unique market position.
Perpay's model supports significant credit score increases, enhancing user financial health.

Upsides

Rising demand for flexible payment options boosts Perpay's interest-free installment model.
AI integration can refine Perpay's spending limit assessments, improving user experience.
Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

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