[Remote] Manager, Software Engineering, (Repayments International Engineering) at Affirm

Spain

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

7+ years of proven experience as a software engineer with leadership responsibilities and 1+ years as an engineering manager
Drive to change consumer financial services for the better
Prior experience growing and managing a high performing engineering team
Fluency in back end development
Prior experience architecting, building, launching and maintaining consumer scale products
Strong cross-team communication and collaboration skills
Knowledge of basic loans lifecycle and delinquency assessment is a plus
Based in Spain (remote Spain location)
Participate in on-call rotation

Responsibilities

Lead, mentor, and grow an engineering team responsible for the repayment processes in our international expansion journey
Mentor engineers on the team to help improve their designs, code quality, and testing
Own availability, reliability, and performance of your team’s systems
Partner with product managers to design and build best-in-class systems and processes for collections
Partner with a diverse set of engineering teams who build solutions throughout the entire lifecycle of a loans repayment at Affirm
Build relationships and engage with senior management in the organization

Skills

Key technologies and capabilities for this role

Engineering ManagementTeam LeadershipMentoringCode QualityTestingSystem ReliabilityPerformance OptimizationOn-Call RotationSystem DesignCollections Systems

Questions & Answers

Common questions about this position

What is the compensation structure for this role?

The base pay grade is P and equity grade is Spain 6. New employees typically start at the beginning of the pay range, which considers factors like location, experience, and skills; total compensation may include monthly stipends for health, wellness, and tech, plus benefits like 100% subsidized medical, dental, and vision coverage, and potential equity rewards.

Is this role remote or based in a specific location?

The Repayments Nexus team is entirely based in Europe, with the equity grade specified as Spain 6.

What experience and skills are required for this position?

Candidates need 7+ years as a software engineer with leadership responsibilities and 1+ years as an engineering manager, fluency in back-end development, experience growing high-performing teams, architecting consumer-scale products, and strong cross-team communication skills.

What is the team structure like for this role?

You will lead, mentor, and grow a new International engineering team within the Repayments Nexus, which is entirely based in Europe and owns the end-to-end repayments consumer experience.

What makes a strong candidate for this engineering manager role?

A strong candidate has 7+ years of software engineering experience with leadership, 1+ years managing teams, back-end fluency, experience launching consumer-scale products, and a drive to improve consumer financial services, plus strong collaboration skills.

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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