Group Underwriter - Workforce Benefits

Employment Type: Full-time Location: 100% Remote

Position Overview

Pacific Life policyholders rely on us for security in providing for loved ones, planning rewarding retirements, and saving for the future. We are a collaborative and innovative team dedicated to transforming not just Pacific Life, but the entire insurance industry. This is a career with purpose, offering the support, balance, and resources to make a positive impact on the future, including your own.

We are actively seeking a talented Group Underwriter to join our Workforce Benefits team. In this role, you will report to the AVP of Underwriting and work closely with the products and actuarial teams. You will play a crucial role in the start-up and long-term success of this business by helping to define the structure and operating model of the underwriting organization.

Responsibilities

• Evaluate and select risk to ensure the profitable acquisition of new business and the continued profitable retention of in-force business.
• Partner effectively with our Distribution sales team, brokers, and all internal partners.
• Consult with distribution partners to provide products and plan options that meet client needs.
• Adhere to underwriting procedures and guidelines, while developing strong sales representative and producer relationships.
• Exhibit strong product knowledge, especially in Disability, as well as dental, vision, life, and supplemental health.
• Demonstrate a strong understanding of the sales, implementation, and enrollment process, along with market trends.
• Conduct high-quality risk assessments across all case sizes to ensure business guidelines, target profit, and metrics are met.
• Utilize technical expertise to identify and analyze risk trends and provide recommendations.
• Collaborate with product development, actuarial/pricing, and sales distribution teams.
• Assist with training, technical development, and mentoring.
• Understand business drivers and foster a digital-first philosophy.

Requirements

• Bachelor’s degree.
• 1-3+ years of experience in group benefits underwriting.
• Comfortable learning and adopting new technologies.
• Demonstrates consistent proficiency at the Underwriter level.
• Strong problem-solving and critical thinking/analytical reasoning skills.
• Strong communication skills, both verbal and written.
• Strong organizational skills and ability to handle multiple priorities.
• Ability to work cross-functionally, with a customer-first approach.
• Experience underwriting our core products: group life, dental, vision, and supplemental health products such as critical illness, hospital indemnity, and accident is strongly preferred.

What Makes You Stand Out

• Experience working in a high-volume, fast-paced production environment.
• Dental, vision, life supplemental health, and disability product experience is strongly preferred.

Company Information

At Pacific Life, people come first. We are committed to a diverse, equitable, and inclusive workforce. Learn more about our commitment to Diversity, Equity, and Inclusion at www.pacificlife.com.

Explore life at Pacific Life on Instagram: Instagram.com/lifeatpacificlife.

Benefits

Benefits start Day 1. Your wellbeing is important. We offer flexible benefits tailored to your needs, covering your physical, financial, emotional, and social wellbeing:

• Health & Wellbeing: Medical, Dental, Vision, and a Wellbeing Reimbursement Account.
• Paid Time Off: Generous options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off.
• Family Support: Paid Parental Leave and an Adoption Assistance Program.
• Retirement Savings: Competitive 401k savings plan with company match.