Senior Compliance Analyst
EarnestSalary not specified
Full Time
Junior (1 to 2 years)
Not SpecifiedCompensation
Entry Level & New GradExperience Level
Full TimeJob Type
UnknownVisa
Financial Services, Card Payment ProcessingIndustries
Requirements
- Prior experience in a KYC/KYC-related role, preferably in a fintech or financial services industry
- Knowledge of the USA PATRIOT Act, OFAC, BSA/Anti-Money Laundering principles, Know Your Business and Know Your Customer processes
- Familiarity with fraud investigations and regulatory requirements for bank, card, or similar industries
- Strong risk operations knowledge base in a fintech related field
- Ability to perform due diligence to validate understanding of customer communication and behaviors
- Empathy for customers and ability to understand customer pain points while balancing risk and regulatory requirements
- Strong analytical and problem-solving skills, with the ability to assess big picture with a refined detail-oriented approach
- Ability to work cross-functionally and collaborate with teams to achieve risk operations goals
- Self-awareness and ability to identify blind spots for improvement
- Strong communication and interpersonal skills to articulate findings and defend position without disclosing confidential details
Responsibilities
- Perform Know Your Business and Know Your Customer reviews on new card applications
- Verify accuracy and intent of customer information on new card applications
- Investigate leads and verify suspicious behavior to ensure compliance with regulatory requirements
- Review and analyze customer communication and behaviors to identify potential risks
- Assist in the development and implementation of risk requirements to enterprise-wide initiatives
- Collaborate with cross-functional teams to ensure compliance with regulatory requirements and risk operations goals
- Provide due diligence to validate understanding of customer information and behaviors
- Identify and address potential risks and vulnerabilities in customer data
- Develop and maintain knowledge of regulatory requirements and industry standards
- Participate in risk assessments and audits to ensure compliance with regulatory requirements
Skills
KYC
USA PATRIOT Act
OFAC
BSA/Anti-Money Laundering
Know Your Business
Know Your Customer
Fraud Investigations
Regulatory Requirements
Highnote
Issuer processor platform for card issuance
About Highnote
Highnote operates in the card issuance industry by providing an issuer processor platform that simplifies the process of issuing cards for businesses. The platform offers various services such as transaction data management, identity verification, fund tracking, and transaction control. It is designed to be flexible and customizable, allowing businesses to create card products that fit their specific brand and needs. Highnote's clients include financial institutions and retail businesses that require card issuance services, particularly those looking to launch card products quickly. The platform includes tools like a GraphQL API, Notifications, and SDKs to facilitate rapid development and integration. Unlike many competitors, Highnote focuses on streamlining the card issuance process while offering extensive customization options. The company's goal is to make it easier for businesses to issue cards and bring their products to market efficiently.
Austin, TexasHeadquarters
2020Year Founded
$90.5MTotal Funding
SEEDCompany Stage
Fintech, Financial ServicesIndustries
11-50Employees
Benefits
Unlimited PTO
Health, dental, & vision coverage
401k
Paid parental leave
Equity
Risks
AtoB and Mastercard's fleet card partnership poses competitive threat in trucking industry.
Marek Group's acquisition of HighNote may cause brand confusion and legal issues.
Skyscend and Visa's collaboration could increase competition in fintech space.
Differentiation
Highnote offers a modern card platform with embedded finance experiences.
The platform supports virtual and physical cards, enhancing customer engagement and loyalty.
Highnote's GraphQL API and SDKs enable rapid card product development and integration.
Upsides
Partnership with MassPay enhances global reach with support for 500 currencies.
Launch of Card Profiles allows personalized and innovative card solutions.
Collaboration with Fluz taps into social commerce and network-based rewards.
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