Insurance - Associate Director (NY) at KUBRA

New York, New York, United States

KUBRA Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, Financial ServicesIndustries

Requirements

  • Bachelor’s/Master’s Degree in Finance, Economics, Accounting, Math or related fields
  • 5-8 years of work experience in a financial analyst, management reporting, or regulatory role
  • Credit risk training/experience and knowledge of insurance accounting
  • Strong analytical, quantitative, communication (verbal and written) and organizational skills
  • Proficiency in Microsoft Office with advanced Excel skills
  • Ability to work as part of a team and across disciplines in a challenging and dynamic environment
  • Strong interest and/or relevant experience in ratings and/or the insurance industry
  • Professional designation (CFA, Actuarial, MBA, CPCU, CLU, FLMI, FRM) a definite plus
  • Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus

Responsibilities

  • Lead development of credit rating recommendations for new and existing ratings for (re)insurers as well as various related debt securities
  • Perform analysis of key quantitative and qualitative factors influencing the credit quality of (re)insurers including: analysis of financial statements, risk management frameworks, management strategy and business plans of rated entities
  • Create competitor overviews and peer group benchmarks
  • Author research and rating reports on companies, sectors and key industry topics for publication
  • Present work product at internal credit rating committees
  • Participate in/lead external management meetings

Skills

Credit Rating
Financial Statement Analysis
Risk Management
Quantitative Analysis
Qualitative Analysis
Insurance Analysis
Reinsurance
Debt Securities

KUBRA

Customer experience management for utilities and government

About KUBRA

KUBRA provides customer experience management solutions tailored for large utility companies and government entities in North America. Their services include billing and payments, mapping, mobile applications, proactive communications, and artificial intelligence tools, all aimed at improving customer interactions and operational efficiency. KUBRA's solutions are used by over 365 clients, impacting more than 40% of households in the U.S. and Canada, resulting in over 1.5 billion customer interactions each year. The company offers various digital payment options, including partnerships with Apple Pay and Google Pay, ensuring convenience for customers. KUBRA generates revenue through subscription fees for its software and transaction fees from payment processing, allowing for steady income while expanding its offerings. The goal of KUBRA is to enhance customer engagement and streamline operations for utilities and government organizations.

Mississauga, CanadaHeadquarters
1992Year Founded
GROWTH_EQUITY_VCCompany Stage
Government & Public Sector, Fintech, AI & Machine LearningIndustries
501-1,000Employees

Benefits

Paid day off for your birthday
Flexible Work Hours
Bi-annual performance-based bonus
Professional Development Budget
Health Savings Account/Flexible Spending Account
401(k) Company Match

Risks

Emerging tech startups pose a competitive threat to KUBRA's market share.
Economic downturns may reduce budgets for KUBRA's utility clients.
Data privacy regulations could increase compliance costs for KUBRA.

Differentiation

KUBRA offers a comprehensive suite of customer experience management solutions for utilities.
KUBRA's solutions reach over 40% of households in the U.S. and Canada.
KUBRA partners with major platforms like Apple Pay and Google Pay for flexible payments.

Upsides

KUBRA's advanced analytics enhance data insights for utility companies.
Strategic partnerships with VertexOne and NorthStar expand KUBRA's market reach.
Growing demand for digital payments aligns with KUBRA's offerings.

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