Senior Manager, Credit Risk
UpgradeFull Time
Senior (5 to 8 years), Expert & Leadership (9+ years)
Candidates should possess a Bachelor’s degree in Finance, Accounting, Economics, or a related field, and have a minimum of 5 years of experience in credit analysis, risk management, or a similar role within the banking industry. Strong knowledge of credit risk principles, loan portfolio management, and regulatory requirements is essential. Demonstrated experience in analyzing and monitoring commercial loan portfolios, particularly problem credits, is required.
The Senior Credit Quality Assurance Analyst will independently review and evaluate the accuracy of individual risk ratings on assigned problem loan portfolios from a second line perspective, communicate regularly with business line management regarding high-risk loans, assist in developing forecasts for loan movements, participate in problem loan meetings, collaborate with Credit Accounting to confirm impairment reserves, and prepare written documentation and escalate material findings. Additionally, the role involves assisting with targeted Bank Examinations, adhering to compliance controls, promoting diversity, and performing additional duties and responsibilities as assigned.
Full-service banking for individuals and businesses
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.