Head of Risk and Compliance

United Kingdom

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Not SpecifiedCompensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Banking Technology, Fintech, Payments, Consumer LendingIndustries

Requirements

Candidates must have extensive experience in risk and compliance management within an FCA-regulated consumer lending and payments environment. A strong understanding of CONC and Payment Services regulation is essential, along with proven experience in developing and implementing risk management frameworks and compliance programs. Experience acting as MLRO and a solid grasp of UK market regulatory requirements are also necessary.

Responsibilities

The Head of Risk and Compliance will oversee all risk management and compliance functions, ensuring adherence to regulatory requirements and best practices in the UK market. This includes developing compliant business processes and policies, managing credit, operational, financial, and reputational risks, and designing a comprehensive compliance program. Responsibilities also encompass acting as the primary contact with the FCA, managing AML and counter-terrorism financing policies, overseeing consumer duty initiatives, and advising the board on all risk and compliance matters. The role involves leading the risk and compliance team and fostering a collaborative approach to risk management.

Skills

Risk Management

Compliance

Regulatory Requirements

CONC

Payment Services Regulation

Consumer Lending

Governance

Business Processes

Financial Promotions

Customer Journeys

API

Zeta

Cloud-native payment card processing platform

About Zeta

Zeta provides a platform for payment card processing that is designed for banks, financial institutions, and fintech companies. Their main product, the Omni Stack, allows clients to easily create and manage digital credit, debit, and prepaid card programs. This platform works by integrating with existing systems through APIs, which helps streamline the payment processing experience. Zeta stands out from its competitors by focusing on cloud-native solutions and ensuring compliance with important regulations, which helps build trust with their clients. The company's goal is to make payments seamless and less noticeable in everyday transactions, moving towards a future where payments are 'invisible'.

San Francisco, CaliforniaHeadquarters

2015Year Founded

$369.6MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Risks

Competition from fintech startups may erode Zeta's market share.

Data privacy concerns could arise as Zeta expands globally.

Dependence on key partnerships like Sparrow poses risks if disrupted.

Differentiation

Zeta's Tachyon platform powers Sparrow's top-rated credit card for underserved markets.

Zeta's Omni Stack enables rapid launch of digital card programs for financial institutions.

Zeta is recognized for compliance with ISO IEC 27001, PCI DSS 4.0, and SOC 2 Type 2.

Upsides

Zeta's partnership with Sparrow opens new revenue streams in underserved markets.

Zeta's technology receives high ratings, enhancing brand reputation and customer trust.

Recognition by Celent boosts Zeta's market positioning for US banks and credit unions.

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