Financial Crime Manager - Fraud, APPR & Correspondent Banking

The Financial Crime Manager will support the Deputy MLROs in discharging AML/CTF obligations and ensuring compliance with UK regulations. This role involves leading day-to-day financial crime risk management, managing internal escalations, and overseeing the implementation and effectiveness of AML/CTF controls across all UK products and services, with specific oversight for Wise Platform partners. Responsibilities include gathering, drafting, and reviewing management information, board updates, and regulatory reports, and acting as an alternate point of contact for law enforcement agencies. The manager will also drive continuous improvement of AML policies, systems, and processes, and apply strong knowledge of fraud prevention and detection, collaborating with first-line teams to enhance fraud controls, particularly concerning authorised push payment and reimbursement fraud (APPR). Additionally, the role involves staying abreast of new regulatory requirements for APPR and broader fraud prevention, articulating key risks for FIs offering correspondent services, advising on partnership onboarding procedures, overseeing high-risk partner approvals, and serving as the first point of contact for high-risk partnership escalations.