Credit Strategy Lead
Settle$110,000 - $160,000/year
- Full Time
- Junior (1 to 2 years)
Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BankingIndustries
Requirements
Candidates should possess a Bachelor’s degree and a minimum of 5 years of related work experience, or alternatively, a combined minimum of 9 years of higher education and/or work experience, including at least 5 years of relevant experience. They must demonstrate proficiency with personal computers and pertinent software programs, along with strong analytical skills.
Responsibilities
The Equipment Finance Lead Credit Underwriter will review and analyze financial information for MTEFC loan and lease customers, determine creditworthiness, assign risk ratings, and prepare credit analyses for lending decisions. They will also monitor compliance to credit policy, identify risk-related issues, provide guidance and training to less experienced analysts, and assist in developing HR policies to ensure compliance with employment legislation.
Skills
Credit Analysis
Financial Analysis
Risk Assessment
Loan Review
Lease Analysis
Compliance
Analytical Skills
Software Proficiency
M&T Bank
Full-service banking for individuals and businesses
About M&T Bank
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.
Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees