Monzo

Disputes Expert

United Kingdom

£28,050 – £35,475Compensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, FintechIndustries

Requirements

Previous experience in Mastercard Card Payment Disputes is essential. Candidates must be confident in written and verbal communication and able to become a trusted point of escalation for the team.

Responsibilities

Investigate and resolve customer disputes related to card payments, build timelines for dispute claims, and submit valid chargebacks. Analyze and resolve disputes in line with Mastercard scheme guidelines, communicate effectively with customers, and make fair decisions based on investigations. Identify and support vulnerable customers, handle disputes within SLAs, complete investigation files, and identify areas for process optimization. Upskill to engage with the Mastercard chargeback process up to the Second Presentment stage and share knowledge with peers. Recognize and communicate emerging trends in disputes to the Team Manager.

Skills

Card Payment Disputes
Mastercard Card Payment Disputes
Dispute Investigations
Customer Support
Problem Solving

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Competitive salary
Flexible working hours
Work from home
Stock options
32 days of paid vacation and public holidays per year
Health insurance
EAP
Learning budget
Home office stipend
Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.
Expansion into Europe poses regulatory challenges and potential licensing delays.
Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.
The 'Pots' feature allows users to set aside money for specific purposes.
Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.
The partnership with SignLive enhances accessibility for Deaf customers.
Expansion into Europe in 2025 could significantly increase Monzo's customer base.

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