Head of Product
StairwellSalary not specified
Full Time
Expert & Leadership (9+ years)
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, PaymentsIndustries
Requirements
- 10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/MBA/JD/MD) or at least 3 years of work experience with a PhD
- Preferred: 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
- 8 years of experience with regulatory standards and rules from sources such as the Central Bank, Federal Reserve and other entities to implement improvements and develop new Credit and Debit processing products
- 8 years of experience in the Product Development and Management market focused on Development and implementation of Credit Card Processing for American financial institutions
- In-depth knowledge of the market in which we operate, including US Standards Product, Business and Regulatory aspects, trends, benchmarks and client needs
- 5 years of experience as a Product Director leading Tribes, Squads related to the development and support of an Issuer Processing Credit and Debit Card Product
- Knowledge and experience about APIs integration and microservices in Cloud Computing Environment
- Proficiency in product research and analysis
- Regulatory Compliance and Industry Standards, mainly in the US
- Mandatory experience with software engineers' teams
- Desirable experience with fintech
Responsibilities
- Direct the Product Development team for Credit Processing in NA, compliant with US Regulatory obligations within Pismo's platform
- Monitor rules already established and respective changes in the regulatory landscape from different entities, as well as monitor industry standards, market trends and technological innovations
- Map needs, insights and feedback from current clients and prospects
- Implement improvements and develop new Credit Card Products using knowledge of regulatory standards and rules from sources such as the Central Bank, Federal Reserve and other entities
- Evaluate, with engineering and business development, the approaches available to implement the product roadmap: build, partner
- Cooperate with other teams to develop cross function developments
- Ensure product quality, including non-functional aspects such as integrity, resilience and scalability
- Understand and anticipate the needs of customers and our markets
- Apply critical vision and thinking, with the ability to articulate and implement improvements in processes and products
Skills
Product Development
Credit Processing
US Regulatory Compliance
Federal Reserve Regulations
Credit Card Products
Product Roadmap
Regulatory Monitoring
Scalability
Resilience
Fintech
Payment Processing
Cloud Platforms
Visa
Global digital payment network provider
About Visa
Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.
San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.
Risks
CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.
Differentiation
Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).
Upsides
Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.
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