Lending Compliance Analyst
ValonSalary not specified
- Full Time
- Junior (1 to 2 years)
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries
Requirements
Candidates must possess a minimum of 3-5 years of mortgage underwriting and mortgage quality control experience within the origination or due diligence space, maintaining a current knowledge of underwriting guidelines, investor guidelines, regulatory compliance, and TRID practices. A basic understanding of credit rating agency requirements and USPAP standard is also required.
Responsibilities
The Diligence Quality Control Analyst II will be responsible for the Quality Control examination of loan reviews completed by Loan Review Analysts, providing real-time loan kick back feedback, ensuring regulatory compliance for loans reviewed, escalating error trends to management, and developing deep understanding of specific client guidelines. They will also handle escalated and countered client conditions, assist with loan review system testing and enhancement, develop subject matter expertise, assist with problem solving and issue resolution, provide guidance on daily matters relating to compliance regulations, maintain high levels of confidentiality, and adhere to internal controls.
Skills
Mortgage underwriting
Loan review
Regulatory compliance
TRID
Reg X
TILA
Error analysis
System testing
Problem solving
Customer service
Internal controls
Selina Finance
Flexible home equity lending solutions
About Selina Finance
Selina Finance offers flexible lending solutions for homeowners in the UK, focusing on home equity lending. Their main products include a Home Equity Line of Credit (HELOC), which allows borrowers to access funds against their property equity and only pay interest on the amount used, and a Homeowner Loan, which provides a fixed sum upfront. Unlike other lenders, Selina Finance's HELOC offers unique flexibility in borrowing amounts over the first five years. The company's goal is to help homeowners finance large purchases by leveraging the equity in their homes at competitive interest rates.
London, United KingdomHeadquarters
2019Year Founded
$50.4MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees