Valon

Lending Compliance Analyst

Phoenix, Arizona, United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Mortgage LendingIndustries

Requirements

Candidates should have a minimum of 3+ years of Encompass experience, experience with the Vesta LOS is preferred, and a working knowledge of TRID disclosure timelines and MCR/HMDA submission requirements. Familiarity with FHA Connection and VA’s VALERI systems is also desired.

Responsibilities

The Lending Compliance Analyst will own and become the lending expert of TRID disclosure timelines, assist MLOs on fee analysis, monitor for ECOA compliance, review and reconcile interest rate locks, perform Encompass billing reconciliations, review and manage Adverse Action second level reviews, monitor and test the lending change management process, perform targeted compliance testing as needed, assist regulatory submissions of HMDA data and NMLS Call Reports, and assist with state required reporting as needed.

Skills

Mortgage compliance
Disclosure reviews
ECOA monitoring
Interest rate lock reconciliation
Encompass billing scrub
Adverse Action reviews
Change management review
MLO QA
FHA Connection administration
VALERI administration
Fee analysis
TRID disclosure timelines

Valon

Customer-centric mortgage servicing platform

About Valon

Valon operates as a mortgage servicing platform focused on improving the home ownership experience for its users. It provides homeowners with a user-friendly, mobile-compatible interface that allows them to manage their mortgages efficiently and transparently. The platform offers real-time information about mortgage options, enabling users to explore their choices without any obligation. Valon distinguishes itself from competitors through its commitment to responsive customer service, ensuring quick and high-quality support for its clients. The company's goal is to transform the traditional mortgage industry by making it more accessible and efficient, ultimately empowering homeowners with better tools and information.

New York City, New YorkHeadquarters
2019Year Founded
$339.3MTotal Funding
SERIES_CCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Medical, dental, & vision insurance plans
flexible sick days
Equity
Company holidays
Generous vacation policy
Laptop, custom accessories, & ergonomic equipment
Paid parental leave

Risks

Increased competition may erode Valon's market share.
Rising interest rates could reduce mortgage refinancing activities.
Expansion into new markets may face regulatory challenges.

Differentiation

Valon offers a mobile-friendly interface for seamless mortgage management.
The company provides real-time, accurate mortgage information to homeowners.
Valon prioritizes customer experience with responsive and high-quality service.

Upsides

Valon's Series C funding supports platform development and market expansion.
Adoption of AI tools enhances Valon's customer service capabilities.
Mobile-first solutions align with Valon's interface, boosting user engagement.

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